SCHOLASTIC ROWING ASSOCIATION OF A… - Form 990 Financial Data

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2003

Legal Domicile

Principal Officer

JOHN MUSIAL

Phone

2158011465

Tax Period

2025-01-01 to 2025-12-31

SCHOLASTIC ROWING ASSOCIATION OF AMERICA, founded in 2003, is a small nonprofit in the Recreation & Sports sector that reported $166K in total revenue in fiscal year 2025. Net assets of $393K represent 28 months of operating reserves.

Mission

TO FOSTER ROWING FOR STUDENTS AND TO STAGE AN ANNUAL REGATTA OPEN TO ALL SCHOOLS OF THE WORLD.

Program Service Accomplishments

Program 1

Expenses: $152,674 Revenue: $115,416

SRAA NATIONAL CHAMPIONSHIP REGATTA WHERE SCHOLASTIC ROWERS COMPETED FOR NATIONAL TITLES.

Program 2

Expenses: $16,000

SCHOLARSHIP AWARDS TO ROWING ATHLETES TO AID IN THEIR POST HIGH SCHOOL EDUCATION.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $103,230

Investment Income $50,681

Other Revenue $12,186

TOTAL REVENUE $166,097

Expense Breakdown

Grants Paid $16,000

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $168,674

Other Expenses $157,179

TOTAL EXPENSES $173,179

Year-over-Year Comparison

	2025	2024	Change
Revenue	$166,097	$167,563	0.0%
Expenses	$173,179	$207,400	-0.2%
Net Income	$-7,082	$-39,837	-0.8%

Key Indicators

✗ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JOHN MUSIAL	PRESIDENT	5.00	Officer Director	$0	$0	$0
KIT BENNETT	VICE PRESIDENT	5.00	Officer Director	$0	$0	$0
RUTH MACNAMARA	SECRETARY	5.00	Officer Director	$0	$0	$0
DUNCAN HUDSON	TREASURER	5.00	Officer Director	$0	$0	$0
ANDREW COOKE	TRUSTEE	1.00	Director	$0	$0	$0
ANDREW SAYLES	TRUSTEE	1.00	Director	$0	$0	$0
BAILEY CHICK	TRUSTEE	1.00	Director	$0	$0	$0
DENNIS SMITH	TRUSTEE	1.00	Director	$0	$0	$0
DONALD WRIGHT	TRUSTEE	1.00	Director	$0	$0	$0
ERIN GALLAGHER	TRUSTEE	1.00	Director	$0	$0	$0
JOHN SUTER	TRUSTEE	1.00	Director	$0	$0	$0
KATHLEEN DAMEO	TRUSTEE	1.00	Director	$0	$0	$0
TRINATH GOTETI	TRUSTEE	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$166,097	$173,179	$393,298	$-7,082
2024	$167,563	$207,400	$408,100	$-39,837
2023	$116,275	$159,096	$446,379	$-42,821
2022	$129,802	$141,719	$421,987	$-11,917
2021	$75,605	$101,536	$545,399	$-25,931
2020	$14,882	$31,982	$539,689	$-17,100
2019	$145,002	$115,670	$495,728	$29,332

SCHOLASTIC ROWING ASSOCIATION OF AMERICA