RAMP ACCESS MADE POSSIBLE BY STUDENTS (EIN 550900123) - Form 990 Financial Analysis & Trantor Score

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Tuckman-Chang Vulnerability Assessment

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2006

Legal Domicile

Principal Officer

JAMES P DOWD

Phone

8042823605

Tax Period

2025-01-01 to 2025-12-31

RAMP ACCESS MADE POSSIBLE BY STUDENTS, founded in 2006, is a small nonprofit in the Human Services sector that reported $111K in total revenue in fiscal year 2019. Revenue surged 24% from the prior year, signaling strong growth momentum. Expenses of $105K left a modest 6% surplus.

Mission

TO OFFER AND PROVIDE STUDENTS THE OPPORTUNITY TO HELP THE LESS FORTUNATE BY PAYING FOR AND ASSEMBLING WHEELCHAIR RAMPS FOR THOSE PEOPLE WHO ARE IN NEED AND HAVE QUALIFIED FOR FINANCIAL ASSISTANCE.

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Trantor Score

Financial Health & Payment Capacity Assessment (FICO Scale: 300–850)

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $305,363

Program Service Revenue $0

Investment Income $10,727

Other Revenue $0

TOTAL REVENUE $316,090

Expense Breakdown

Grants Paid $100

Salaries & Benefits $92,706

Fundraising Expenses $0

Program Expenses $129,319

Other Expenses $79,481

TOTAL EXPENSES $172,287

Year-over-Year Comparison

	2025	2024	Change
Revenue	$316,090	$194,761	+0.6%
Expenses	$172,287	$166,281	+0.0%
Net Income	$143,803	$28,480	+4.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JAMES P DOWD	PRESIDENT	1.00	Officer Director	$0	$0	$0
DAVID NEWTON	SECRETARY	1.00	Officer Director	$0	$0	$0
AUGUST BERLING	TREASURER	1.00	Officer Director	$0	$0	$0
MIKE DOWD	DIRECTOR	1.00	Director	$0	$0	$0
GRAY FAIN	DIRECTOR	1.00	Director	$0	$0	$0
WILL STETTINIUS	DIRECTOR	1.00	Director	$0	$0	$0
COLEMAN WORTHAM	DIRECTOR	1.00	Director	$0	$0	$0
LESA WILLIAMS	DIRECTOR	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$316,090	$172,287	$456,908	$143,803
2024	$194,761	$166,281	$313,105	$28,480
2023	$197,625	$205,633	$284,625	$-8,008
2022	$189,750	$130,899	$292,633	$58,851
2021	$208,716	$135,028	$233,782	$73,688
2020	$137,088	$110,656	$160,094	$26,432
2019	$111,323	$105,180	$133,662	$6,143

RAMP ACCESS MADE POSSIBLE BY STUDENTS