BIBLE STUDY FUND INC (EIN 556036991) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1939

Legal Domicile

Principal Officer

AMY BELCHER

Tax Period

2018-07-01 to 2019-06-30

BIBLE STUDY FUND INC, founded in 1939, is a micro nonprofit in the Religion sector that reported $47K in total revenue in fiscal year 2018. Revenue fell 55% from the prior year — a significant decline worth monitoring. Net assets of $487K represent 124 months of operating reserves.

Mission

TO ORGANIZE, FORM AND OPERATE A FUND TO PAY FOR TEACHERS OF THE LITERARY AND HISTORICAL ASPECTS OF THE BIBLE IN MERCER COUNTY, WV SCHOOLS TO APPROXIMATELY 500 STUDENTS.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2018)

Revenue Breakdown

Contributions & Grants $39,507

Program Service Revenue $0

Investment Income $7,456

Other Revenue $0

TOTAL REVENUE $46,963

Expense Breakdown

Grants Paid $0

Salaries & Benefits $21,218

Fundraising Expenses $0

Program Expenses $46,816

Other Expenses $25,598

TOTAL EXPENSES $46,816

Year-over-Year Comparison

	2018	2017	Change
Revenue	$46,963	$103,241	-0.5%
Expenses	$46,816	$128,408	-0.6%
Net Income	$147	$-25,167	-1.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
LISA PRUETT	TREASURER	3.00	Officer Director	$0	$0	$0
BRUCIE MUTTER	DIRECTOR	1.00	Director	$0	$0	$0
BILL HARVEY	DIRECTOR	1.00	Director	$0	$0	$0
PAT MARTIN	DIRECTOR	1.00	Director	$0	$0	$0
AMY BELCHER	CHARIMAN	3.00	Officer Director	$0	$0	$0
DR ELEANOR RUPP	DIRECTOR	1.00	Director	$0	$0	$0
ANDRIA SARVER	DIRECTOR	1.00	Director	$0	$0	$0
HEATHER STEELE	DIRECTOR	1.00	Director	$0	$0	$0
SHILOH WOODARD	DIRECTOR	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2019	$46,963	$46,816	$487,188	$147

BIBLE STUDY FUND INC