BLOWING ROCK CHAMBER OF COMMERCE I… - Form 990 Financial Data

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1963

Legal Domicile

Phone

8282957851

Tax Period

2025-01-01 to 2025-12-31

BLOWING ROCK CHAMBER OF COMMERCE INC, founded in 1963, is a small nonprofit that reported $822K in total revenue in fiscal year 2025. Revenue decreased 7% compared to the prior year.

Mission

TO MAINTAIN AND STRENGTHEN A HEALTHY BUSINESS CLIMATE BY SPONSORING PROGRAMS THAT WILL HELP PROVIDE DEVELOPMENT OF ECONOMIC RESOURCES.

Program Service Accomplishments

Program 1

Expenses: $855,569

TO MAINTAIN AND STRENGTHEN A HEALTHY BUSINESS CLIMATE BY SPONSORING PROGRAMS THAT WILL HELP PROVIDE DEVELOPMENT OF ECONOMIC RESOURCES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $762,936

Investment Income $9,073

Other Revenue $49,900

TOTAL REVENUE $821,909

Expense Breakdown

Grants Paid $8,400

Salaries & Benefits $371,059

Fundraising Expenses $0

Program Expenses $855,569

Other Expenses $476,110

TOTAL EXPENSES $855,569

Year-over-Year Comparison

	2025	2024	Change
Revenue	$821,909	$887,741	-0.1%
Expenses	$855,569	$853,594	+0.0%
Net Income	$-33,660	$34,147	-2.0%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

100

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
SANDRA WILLIAMS	1st Vice Chair	2.00	Officer Director	$0	$0	$0
KENNETH WEHRMANN	SECRETARY	2.00	Officer Director	$0	$0	$0
ROBIN MILLER	EXECUTIVE DIRECTOR	40.00	Director Highest	$0	$0	$0
TRACY BROWN	BOARD MEMBER	2.00	Director	$0	$0	$0
ERIN OHARA	BOARD MEMBER	2.00	Director	$0	$0	$0
PAM JENKINS	BOARD MEMBER	2.00	Director	$0	$0	$0
STEVE COHEN	BOARD MEMBER	2.00	Director	$0	$0	$0
ELLEN HARRELL	CHAIR	2.00	Officer Director	$0	$0	$0
TAMMIE HILL	BOARD MEMBER	2.00	Director	$0	$0	$0
ASHLI KEMO	BOARD MEMBER	2.00	Director	$0	$0	$0
STEPHAN DRAGISIC	BOARD MEMBER	2.00	Director	$0	$0	$0
BEN POWELL	TREASURER	2.00	Officer Director	$0	$0	$0
ERIC BRINKER	BOARD MEMBER	2.00	Director	$0	$0	$0
WAYNE MILLER	BOARD MEMBER	2.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$821,909	$855,569	$1,144,686	$-33,660
2024	$887,741	$853,594	$1,211,000	$34,147
2023	$873,615	$799,483	$1,520,512	$74,132
2023	$789,236	$772,850	$1,210,209	$16,386
2022	$765,015	$684,777	$1,363,679	$80,238
2021	$664,436	$552,749	$1,276,045	$111,687
2020	$433,136	$441,166	$1,041,869	$-8,030
2019	$711,140	$739,412	$1,027,941	$-28,272
2018	$652,016	$632,007	$1,055,236	$20,009

BLOWING ROCK CHAMBER OF COMMERCE INC