GRANVILLE COUNTY CHAMBER OF COMMERCE (EIN 560467935) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1947

Legal Domicile

Principal Officer

RUTH ANN BULLOCK

Phone

9196936125

Tax Period

2024-01-01 to 2024-12-31

GRANVILLE COUNTY CHAMBER OF COMMERCE, founded in 1947, is a small nonprofit that reported $190K in total revenue in fiscal year 2024. Revenue decreased 7% compared to the prior year. Expenses of $182K left a modest 4% surplus.

Mission

TO PROMOTE A HEALTHY ECONOMY WITH GOOD BUSINESS CONDITIONS, SUPPORT GOOD GOVERNMENT, IMPROVE COMMUNITY RELATIONS AND MARKET SERVICES AND PROGRAMS FOR CHAMBER MEMBERS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $107,780

Program Service Revenue $81,039

Investment Income $868

Other Revenue $25

TOTAL REVENUE $189,712

Expense Breakdown

Grants Paid $0

Salaries & Benefits $114,665

Fundraising Expenses $6,769

Program Expenses $158,635

Other Expenses $67,534

TOTAL EXPENSES $182,199

Year-over-Year Comparison

	2024	2023	Change
Revenue	$189,712	$204,646	-0.1%
Expenses	$182,199	$185,754	0.0%
Net Income	$7,513	$18,892	-0.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
REBA BULLOCK	PAST PRESIDE	N/A	Officer Director	$0	$0	$0
RUTH ANN BULLOCK	PRESIDENT	N/A	Officer Director	$0	$0	$0
CATHERINE CREWS	BOARD MEMBER	N/A	Director	$0	$0	$0
JASON FINCH	TREASURER	N/A	Officer Director	$0	$0	$0
JADE GINGUE	PRESIDENT EL	N/A	Director	$0	$0	$0
MELANIE HOBGOOD	BOARD MEMBER	N/A	Director	$0	$0	$0
RANDALL HUFF	BOARD MEMBER	N/A	Director	$0	$0	$0
JAMES N BROWN JR	BOARD MEMBER	N/A	Director	$0	$0	$0
HARRISON PREDDY	BOARD MEMBER	N/A	Director	$0	$0	$0
TAMARA RODEBAUGH	BOARD MEMBER	N/A	Director	$0	$0	$0
LARRY WILSON	VICE-PRESIDE	N/A	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$189,712	$182,199	$55,877	$7,513
2023	$204,646	$185,690	$48,364	$18,956
2022	$190,672	$188,614	$29,408	$2,058
2021	$162,161	$152,568	$27,350	$9,593
2020	$178,510	$161,748	$20,404	$16,762
2019	$201,099	$205,104	$3,861	$-4,005
2018	$214,121	$211,507	$7,821	$2,614

GRANVILLE COUNTY CHAMBER OF COMMERCE