CHEROKEE COUNTY CHAMBER OF COMMERCE (EIN 560623893) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1956

Legal Domicile

Phone

8288372242

Tax Period

2024-01-01 to 2024-12-31

CHEROKEE COUNTY CHAMBER OF COMMERCE, founded in 1956, is a small nonprofit that reported $199K in total revenue in fiscal year 2024. Expenses of $224K exceeded revenue, resulting in a 13% operating deficit.

Mission

TO PROMOTE INDUSTRY AND TOURISM

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $198,782

Program Service Revenue $0

Investment Income $2

Other Revenue $0

TOTAL REVENUE $198,784

Expense Breakdown

Grants Paid $0

Salaries & Benefits $102,317

Fundraising Expenses $33,895

Program Expenses $116,651

Other Expenses $88,238

TOTAL EXPENSES $224,450

Year-over-Year Comparison

	2024	2023	Change
Revenue	$198,784	N/A	N/A
Expenses	$224,450	N/A	N/A
Net Income	$-25,666	N/A	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
KEVENNIE WESTMORELAND	TREASURER	4.00	Officer Director	$0	$0	$0
CHRIS RAPER	SECRETARY	4.00	Officer Director	$0	$0	$0
STEVEN AFT	PRESIDENT	4.00	Officer Director	$0	$0	$0
KATHRYN JENKINS	VICE PRESIDENT	4.00	Officer Director	$0	$0	$0
CARMEN LANCE	DIRECTOR	4.00	Director	$0	$0	$0
TOMMY RODECK	DIRECTOR	4.00	Director	$0	$0	$0
TIM RADFORD	DIRECTOR	4.00	Director	$0	$0	$0
JERRY JACKSON	DIRECTOR	4.00	Director	$0	$0	$0
KIM JOHNSON	DIRECTOR	4.00	Director	$0	$0	$0
REBECCA MCNABB	DIRECTOR	4.00	Director	$0	$0	$0
PAUL WORLEY	DIRECTOR	4.00	Director	$0	$0	$0
DUSTY SCHIESTEL	DIRECTOR	0.00	Director	$0	$0	$0
BRIAN SMITH	DIRECTOR	4.00	Director	$0	$0	$0
KELLY ROBERTS	DIRECTOR	4.00	Director	$0	$0	$0
BRANDON BROWN	DIRECTOR	4.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$198,784	$224,450	$357,283	$-25,666
2023	$192,077	$211,692	$390,200	$-19,615
2022	$202,594	$180,055	$376,906	$22,539

CHEROKEE COUNTY CHAMBER OF COMMERCE