Highlands Area Chamber of Commerce Inc (EIN 560713509) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1976

Legal Domicile

Principal Officer

Johanna Fein

Phone

8285265841

Tax Period

2024-07-01 to 2025-06-30

Highlands Area Chamber of Commerce Inc, founded in 1976, is a community nonprofit that reported $1.6M in total revenue in fiscal year 2024. Expenses of $1.4M left a modest 10% surplus.

Mission

We strive to enhance and promote economic vitality and quality of life in the Highlands community.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $1,407,865

Program Service Revenue $140,084

Investment Income $5,899

Other Revenue $6,768

TOTAL REVENUE $1,560,616

Expense Breakdown

Grants Paid $159,705

Salaries & Benefits $390,397

Fundraising Expenses $0

Other Expenses $859,364

TOTAL EXPENSES $1,409,466

Year-over-Year Comparison

	2024	2023	Change
Revenue	$1,560,616	$1,616,835	0.0%
Expenses	$1,409,466	$1,721,515	-0.2%
Net Income	$151,150	$-104,680	-2.4%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$96,471

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Kaye McHan	Executive Director	40.00	Officer	$96,471	$0	$96,471
Blye Hunsinger	Chair	1.00	Officer Director	$0	$0	$0
Bryan Lewis	Vice-Chair	1.00	Officer Director	$0	$0	$0
Elizabeth Swift Bennett	Treasurer	2.00	Officer Director	$0	$0	$0
Tricia Cox	Past Chair/Member	1.00	Director	$0	$0	$0
Shayna Bigazzi	Member	0.50	Director	$0	$0	$0
Julie Upshaw	Member	1.00	Director	$0	$0	$0
Leigh Hartman	Member	0.50	Director	$0	$0	$0
Charlote Muir	Member	0.50	Director	$0	$0	$0
Bill Bubinic	Member	0.50	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$1,560,616	$1,409,466	$1,630,458	$151,150
2024	$1,616,835	$1,721,515	$1,576,320	$-104,680
2023	$1,619,014	$1,408,432	$1,541,760	$210,582
2022	$1,592,422	$1,273,752	$1,310,841	$318,670
2021	$1,330,501	$908,905	$987,368	$421,596
2020	$897,706	$945,035	$566,387	$-47,329

Highlands Area Chamber of Commerce Inc