GREATER HAYWOOD COUNTY CHAMBER

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1971

Legal Domicile

Tax Period

2023-07-01 to 2024-06-30

GREATER HAYWOOD COUNTY CHAMBER, founded in 1971, is a small nonprofit that reported $262K in total revenue in fiscal year 2023. Revenue surged 20% from the prior year, signaling strong growth momentum.

Mission

PROMOTE BUSINESS DEVELOPMENT IN HAYWOOD COUNTY

Program Service Accomplishments

Program 1

Expenses: $235,715

SUPPORT COMMUNITY PROGRAMS, SUPPORT AND PROMOTE PROGRAMS THAT SERVE TO INCREASE BUSINESS DEVELOPMENT IN HAYWOOD COUNTY

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $115,695

Program Service Revenue $0

Investment Income $26

Other Revenue $146,259

TOTAL REVENUE $261,980

Expense Breakdown

Grants Paid $0

Salaries & Benefits $172,224

Fundraising Expenses $0

Program Expenses $235,715

Other Expenses $96,873

TOTAL EXPENSES $269,097

Year-over-Year Comparison

	2023	2022	Change
Revenue	$261,980	$218,138	+0.2%
Expenses	$269,097	$218,079	+0.2%
Net Income	$-7,117	$59	-121.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
PATRICK BRADSHAW	DIRECTOR	1.00	Director	$0	$0	$0
JONATHAN KEY	DIRECTOR	0.00	Director	$0	$0	$0
RICH PRICE	DIRECTOR	0.00	Director	$0	$0	$0
BRUCE JOHNSON	DIRECTOR	1.00	Director	$0	$0	$0
JENNIFER BENNETT	DIRECTOR	0.00	Director	$0	$0	$0
TRAVIS HYATT	DIRECTOR	0.00	Director	$0	$0	$0
SHELLEY WHITE	DIRECTOR	0.00	Director	$0	$0	$0
JAKE ROBINSON	DIRECTOR	0.00	Director	$0	$0	$0
ZETA WOODY	DIRECTOR	0.00	Director	$0	$0	$0
BILLY CASE	DIRECTOR	0.00	Director	$0	$0	$0
JENNY WOOD	DIRECTOR	0.00	Director	$0	$0	$0
CHRIS BROWN	DIRECTOR	0.00	Director	$0	$0	$0
KEN HOWLE	DIRECTOR	0.00	Director	$0	$0	$0
GREG BOOTHROYD	DIRECTOR	0.00	Director	$0	$0	$0
LATISHA PERKINS	DIRECTOR	0.00	Director	$0	$0	$0
BRANNEN CUNNINGHAM	DIRECTOR	0.00	Director	$0	$0	$0
LAURA TRAGESSER	DIRECTOR	0.00	Director	$0	$0	$0
EMILY MCCURRY	DIRECTOR	0.00	Director	$0	$0	$0
DAVID FRANCIS	PRESIDENT	0.00	Officer Director	$0	$0	$0
RICHIE SUND	DIRECTOR	0.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$261,980	$269,097	$73,360	$-7,117
2023	$218,138	$218,079	$82,625	$59
2022	$165,164	$187,240	$113,139	$-22,076
2021	$140,757	$157,810	$227,952	$-17,053
2020	$188,571	$190,276	$122,317	$-1,705
2019	$430,641	$435,259	$124,765	$-4,618
2018	$423,019	$396,531	$99,605	$26,488