YADKIN VALLEY UNITED FUND INC

EIN: 561024021 501(c)(3)

ELKIN, NC

Total Revenue
$123,577
Total Expenses
$195,690
Total Assets
$309,206
Net Assets
$143,378
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1972
Legal Domicile
NC
Tax Period
2025-01-01 to 2025-12-31

YADKIN VALLEY UNITED FUND INC, founded in 1972, is a small nonprofit that reported $124K in total revenue in fiscal year 2025. Revenue fell 45% from the prior year — a significant decline worth monitoring. Expenses of $196K exceeded revenue, resulting in a 58% operating deficit.

Mission

TO BE THE CONDUIT WHICH MOBILIZES THE CARING POWERS OF THE COMMUNITY FOR THE BETTERMENT OF THE PEOPLE IN THE YADKIN VALLEY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $114,651
Program Service Revenue $0
Investment Income $8,926
Other Revenue $0
TOTAL REVENUE $123,577

Expense Breakdown

Grants Paid $165,000
Salaries & Benefits $18,516
Fundraising Expenses $2,812
Program Expenses $192,878
Other Expenses $12,174
TOTAL EXPENSES $195,690

Year-over-Year Comparison

2025 2024 Change
Revenue $123,577 $223,952 -0.4%
Expenses $195,690 $206,285 -0.1%
Net Income $-72,113 $17,667 -5.1%
Key Indicators
✓ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Governance

Voting Members
18
Independent Members
18
Employees
2
Volunteers
N/A

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
3
$0
Total Directors
18
$9,100
Key Employees
0
$0
Highest Compensated
1
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
REBEKAH TAYLOR EXECUTIVE DIRECTOR 0.00
Director Highest
$9,100 $0 $9,100
DAVID STEELMAN EXECUTIVE DIRECTOR 0.00
$8,100 $0 $8,100
MIKE BOVENDER PAST PRESIDENT 0.00
Officer Director
$0 $0 $0
NATHAN STURGILL DIRECTOR 0.00
Director
$0 $0 $0
KEITH STRINGER DIRECTOR 0.00
Director
$0 $0 $0
COAD WESTRA DIRECTOR 0.00
Director
$0 $0 $0
MISSY SHORE TREASURER 0.00
Director
$0 $0 $0
ALFREDA ADRAMS DIRECTOR 0.00
Director
$0 $0 $0
JUSTIN ROBERTS PRESIDENT ELECT 0.00
Director
$0 $0 $0
AARON MISENHEIMER VICE PRESIDENT 0.00
Officer Director
$0 $0 $0
WENDY WOOD PRESIDENT 0.00
Officer Director
$0 $0 $0
REYNA ORTIZ DIRECTOR 0.00
Director
$0 $0 $0
JASON MARTIN DIRECTOR 0.00
Director
$0 $0 $0
STEVE HALL DIRECTOR 0.00
Director
$0 $0 $0
WARREN BATES DIRECTOR 0.00
Director
$0 $0 $0
KERT SUDDRETH DIRECTOR 0.00
Director
$0 $0 $0
ANTHONY SEBASTIAN DIRECTOR 0.00
Director
$0 $0 $0
TOM FLIPPIN DIRECTOR 0.00
Director
$0 $0 $0
ZACK LANKFORD DIRECTOR 0.00
Director
$0 $0 $0
DENNIS LAZAR N/A 0.00
$0 $0 $0
JORDAN MOSLEY DIRECTOR 0.00
$0 $0 $0
KIM CARTER DIRECTOR 0.00
$0 $0 $0
T J BLEDSOE DIRECTOR 0.00
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $123,577 $195,690 $309,206 $-72,113
2024 No data No data No data No data
2023 $182,395 $192,584 $357,857 $-10,189
2022 $205,362 $187,867 $359,563 $17,495
2021 $188,350 $174,348 $337,038 $14,002
2020 $242,194 $282,958 $322,961 $-40,764
2019 $187,847 $186,368 $372,145 $1,479
2018 $183,261 $192,677 $376,207 $-9,416
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