Asheville, NC
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)Consumer Credit Counseling Service of Western North Carolina Inc, founded in 1973, is a community nonprofit in the Human Services sector that reported $1.2M in total revenue in fiscal year 2024. Revenue decreased 8% compared to the prior year. Expenses of $1.1M left a modest 6% surplus.
OnTrack WNC helps people achieve their money and housing goals through financial education, counseling and support so that they can overcome crises, afford basic needs, improve money management skills and make sound financial choices rooted in their values.
OnTracks Financial Capabilities Program is a financial empowerment program supporting community members as they create sustainable household budgets, reduce debt, build or establish credit, avoid...
OnTracks Financial Capabilities Program is a financial empowerment program supporting community members as they create sustainable household budgets, reduce debt, build or establish credit, avoid foreclosure, and access affordable housing through individual counseling and group workshops. Counselors and educators are certified by HUD and the National Foundation for Credit Counseling. Financial Capabilities services support various projects, including the Secure Matched Savings Program, as well as local employer- assisted matched savings programs to assist their employees with homebuying. This organization is a HUD certified housing counseling agency.
OnTrack provides free tax preparation to low-to-moderate-income (LMI) households across Western North Carolina. Staffed by around 25 volunteers, the Free Tax Preparation services routinely connect...
OnTrack provides free tax preparation to low-to-moderate-income (LMI) households across Western North Carolina. Staffed by around 25 volunteers, the Free Tax Preparation services routinely connect LMI households with tax refunds equal to 2% - 5% of their annual gross income, while saving each family tax preparation fees. This organization is an IRS approved VITA site.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2024 | 2023 | Change | |
|---|---|---|---|
| Revenue | $1,179,312 | $1,288,005 | -0.1% |
| Expenses | $1,104,845 | $1,385,723 | -0.2% |
| Net Income | $74,467 | $-97,718 | -1.8% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| Melinda Bullen | Departing Executive Director | 40.00 |
Officer
|
$103,483 | $10,387 | $113,870 |
| Peter Wrublewski | Finance Director / Interim Exec Director | 40.00 |
Officer
|
$69,710 | $9,811 | $79,521 |
| April Brown | President | 2.00 |
Officer
Director
|
$0 | $0 | $0 |
| Mark Anthony McGruder | Vice-President | 2.00 |
Officer
Director
|
$0 | $0 | $0 |
| Matthew Belitsos | Treasurer | 2.00 |
Officer
Director
|
$0 | $0 | $0 |
| Emily Wheeler | Secretary | 2.00 |
Officer
Director
|
$0 | $0 | $0 |
| David Werle | Immediate Past President | 2.00 |
Director
|
$0 | $0 | $0 |
| Kathey Avery | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| Tara Abshire | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| Michael Bean | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| Tara Brown | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| Elaine Deppe | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| Jenny Forero | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| Terrance McNight | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| Kathy Minter | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| Mike Peterson | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| Tangela Robinson | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| Allison Rollison | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| Rob Sacasa | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| Sallie Williams | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | $1,179,312 | $1,104,845 | $1,328,038 | $74,467 |
| 2024 | $1,288,005 | $1,385,723 | $1,197,023 | $-97,718 |
| 2023 | $1,322,406 | $1,392,355 | $1,594,599 | $-69,949 |
| 2022 | $1,072,793 | $1,188,418 | $2,015,987 | $-115,625 |
| 2021 | $949,390 | $1,064,006 | $2,247,692 | $-114,616 |
| 2020 | $1,582,109 | $1,232,911 | $1,682,438 | $349,198 |
| 2019 | $1,149,421 | $1,258,973 | $1,322,639 | $-109,552 |
| 2018 | $1,282,173 | $1,102,833 | $1,537,627 | $179,340 |
Compare Consumer Credit Counseling Service of Western North Carolina Inc with other nonprofits in North Carolina and across the country.