GREATER FRANKLIN COUNTY CHAMBER OF COMMERCE (EIN 561170649) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1977

Legal Domicile

Principal Officer

CAROLYN ROGERS

Phone

9194963056

Tax Period

2024-01-01 to 2024-12-31

GREATER FRANKLIN COUNTY CHAMBER OF COMMERCE, founded in 1977, is a small nonprofit that reported $148K in total revenue in fiscal year 2024. Expenses of $183K exceeded revenue, resulting in a 24% operating deficit.

Mission

PROMOTE, SUPPORT, & REPRESENT THE GENERAL BUSINESS INTERESTS OF ITS MEMBERS & BUSINESS COMMUNITY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $135,896

Investment Income $0

Other Revenue $11,810

TOTAL REVENUE $147,706

Expense Breakdown

Grants Paid $0

Salaries & Benefits $104,849

Fundraising Expenses $0

Program Expenses $34,728

Other Expenses $78,640

TOTAL EXPENSES $183,489

Year-over-Year Comparison

	2024	2023	Change
Revenue	$147,706	$147,189	+0.0%
Expenses	$183,489	$165,653	+0.1%
Net Income	$-35,783	$-18,464	+0.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

$78,965

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MATT BLIND	BOARD MEMBER	2.00	Director	$0	$0	$0
ANGEL CLEGHORN DELGADO	IMMEDIATE PAST BOARD CHAIR	2.00	Officer Director	$0	$0	$0
CAROLYN ROGERS	TREASURER	2.00	Officer Director	$0	$0	$0
KIMBERLY KIAD	VICE-CHAIR OF THE BOARD	2.00	Officer Director	$0	$0	$0
ZACH COYLE	BOARD CHAIR	2.00	Officer Director	$0	$0	$0
LAURICA YANCEY	GOVERNMENTAL AFFAIRS CHA	2.00	Officer Director	$0	$0	$0
JAMIE DAVIS	BOARD MEMBER	2.00	Director	$0	$0	$0
FRED KELLER	LEADERSHIP FRANKLIN CHAIR	2.00	Director	$0	$0	$0
CHARLES MITCHELL	BOARD MEMBER	2.00	Director	$0	$0	$0
RICHIE VEVERKA	EXECUTIVE DIRECTOR	40.00	Director	$78,965	$0	$78,965
ELIZABETH TOWNSEND	GOV AFFAIRS CHAIR	2.00	Director	$0	$0	$0
BRIDGET STANLEY	MEMBERSHIP CHAIR	2.00	Director	$0	$0	$0
COREY PURSCHE	BOARD MEMBER	2.00	Director	$0	$0	$0
LEN SWANSON III	BOARD MEMBER	2.00	Director	$0	$0	$0
DR RHONDA SCHULER	LEADERSHIP FRANKLIN CHAIR	2.00	Director	$0	$0	$0
ALLEN WHITE	LEADERSHIP FRANKLIN/GOV AF	2.00	Director	$0	$0	$0
DANNY PIERCE	BOARD MEMBER	2.00	Director	$0	$0	$0
EMILY SHEARIN	BOARD MEMBER	2.00	Director	$0	$0	$0
GABE BOWMAN	BOARD MEMBER	2.00	Director	$0	$0	$0
GERALD LLOYD	BOARD MEMBER	2.00	Director	$0	$0	$0
EMILY JOHNSON	BOARD MEMBER	2.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$147,706	$183,489	$42,590	$-35,783
2023	$147,189	$165,653	$78,373	$-18,464
2022	$142,514	$146,592	$96,837	$-4,078
2021	$206,269	$143,952	$100,915	$62,317
2020	$135,225	$144,501	$38,598	$-9,276
2019	$160,709	$166,324	$47,874	$-5,615
2018	$136,758	$190,005	$53,489	$-53,247

GREATER FRANKLIN COUNTY CHAMBER OF COMMERCE