Old Ford Volunteer Fire Department

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1978

Legal Domicile

Principal Officer

Andrew Arnold

Phone

2529753128

Tax Period

2025-01-01 to 2025-12-31

Old Ford Volunteer Fire Department, founded in 1978, is a small nonprofit in the Public Safety sector that reported $249K in total revenue in fiscal year 2025. Revenue surged 22% from the prior year, signaling strong growth momentum.

Mission

Maintain a fire station for the use of its members and residents of the fire district. Maintain fire apparatus for sue by the corporation in protection of persons and property from injury, loss, damage, or destruction by fire.

Program Service Accomplishments

Program 1

Expenses: $241,348 Revenue: $203,014

Fight fires and rescue people.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $165,535

Program Service Revenue $16,261

Investment Income $308

Other Revenue $66,783

TOTAL REVENUE $248,887

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $372

Program Expenses $241,348

Other Expenses $241,720

TOTAL EXPENSES $241,720

Year-over-Year Comparison

	2025	2024	Change
Revenue	$248,887	$204,004	+0.2%
Expenses	$241,720	$220,183	+0.1%
Net Income	$7,167	$-16,179	-1.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

$15

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Nathan Lapp	Assistant Chief	5.00	Director	$0	$0	$0
Judson Larcombe	Lieutenant	5.00	Director	$0	$0	$0
Frankie Buck	Secretary	5.00	Officer Director	$0	$0	$0
Andrew Arnold	Treasurer	5.00	Officer Director	$0	$0	$0
Robbie Oeaden	Chairman	5.00	Officer Director	$0	$0	$0
Jonathan Boyd	Captain	5.00	Director	$0	$0	$0
Josh Boyd	Board Member	5.00	Director	$5	$5	$15
Jeffery Everett	Board Member	5.00	Director	$0	$0	$0
Joseph Knox	Board Member	5.00	Director	$0	$0	$0
Mike Nichols	Board Member	5.00	Director	$0	$0	$0
Rich Noble	Board Member	5.00	Director	$0	$0	$0
Angela Boyd	Board Member	5.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$248,887	$241,720	$529,892	$7,167
2024	$204,004	$220,183	$525,676	$-16,179
2023	$194,425	$245,112	$537,019	$-50,687
2021	$143,323	$232,886	$576,162	$-89,563
2020	$156,037	$171,594	$699,094	$-15,557