GREENSBORO, NC
4 risk indicators measuring financial stability and operational resilience
Sign in with your work email to view Tuckman-Chang indicators
Sign In — Free (10 views/day)VIZO FINANCIAL CORPORATE CREDIT UNION, founded in 1980, is a major nonprofit that reported $342.7M in total revenue in fiscal year 2024. Revenue grew 10% year-over-year, indicating healthy expansion. Expenses of $309.6M left a modest 10% surplus.
ACCELERATING CREDIT UNION SUCCESS THROUGH PROVEN INSIGHT, UNMATCHED EXPERTISE AND TRUSTED PARTNERSHIPS.
SETTLEMENT AND PAYMENT SERVICES: WE PROVIDE AGGREGATED PAYMENT SERVICES SO CREDIT UNIONS CAN EFFICIENTLY, AND COST EFFECTIVELY SERVE THEIR MEMBERS, PROVIDING THEM TOOLS FOR MOVING MONEY...
SETTLEMENT AND PAYMENT SERVICES: WE PROVIDE AGGREGATED PAYMENT SERVICES SO CREDIT UNIONS CAN EFFICIENTLY, AND COST EFFECTIVELY SERVE THEIR MEMBERS, PROVIDING THEM TOOLS FOR MOVING MONEY ELECTRONICALLY.
FUNDS MANAGEMENT & LIQUIDITY SERVICES: ONE OF THE KEY SERVICES WE PROVIDE MEMBERS IS A COMPLETE LINE OF COMPETITIVE SHORT-TERM DEPOSIT PRODUCTS COMBINED WITH LINES-OF-CREDIT SO THAT THEY CAN MORE...
FUNDS MANAGEMENT & LIQUIDITY SERVICES: ONE OF THE KEY SERVICES WE PROVIDE MEMBERS IS A COMPLETE LINE OF COMPETITIVE SHORT-TERM DEPOSIT PRODUCTS COMBINED WITH LINES-OF-CREDIT SO THAT THEY CAN MORE EFFECTIVELY MANAGE THEIR CASH FLOW NEEDS.
ASSET-LIABILITY MANAGEMENT (ALM) AND RISK MANAGEMENT SERVICES: ALM SERVICES INCLUDE BOTH CONSULTING AND MODELING RISKS INHERENT IN A CREDIT UNION'S BALANCE SHEET. OUR RISK MANAGEMENT SERVICES INCLUDE...
ASSET-LIABILITY MANAGEMENT (ALM) AND RISK MANAGEMENT SERVICES: ALM SERVICES INCLUDE BOTH CONSULTING AND MODELING RISKS INHERENT IN A CREDIT UNION'S BALANCE SHEET. OUR RISK MANAGEMENT SERVICES INCLUDE COMPLIANCE/REGULATORY TRAINING, INFORMATION SYSTEM RISK ASSESSMENTS, BUSINESS CONTINUITY PLANNING, AND ENTERPRISE RISK MANAGEMENT BEST PRACTICES. THESE SERVICES ARE DESIGNED TO HELP CREDIT UNIONS BEST UNDERSTAND AND MITIGATE RISKS THEY ENCOUNTER IN THEIR OPERATIONS.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
Sign in to view Trantor Score and financial metrics
Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2024 | 2023 | Change | |
|---|---|---|---|
| Revenue | $342,674,561 | $312,063,561 | +0.1% |
| Expenses | $309,550,906 | $251,198,292 | +0.2% |
| Net Income | $33,123,655 | $60,865,269 | -0.5% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
Sign in to view all financial metrics
Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| SCOTT WOODS | DIRECTOR | 3.00 |
Director
|
$0 | $0 | $0 |
| JEFF CHELIUS | BOARD CHAIRPERSON | 3.00 |
Director
|
$0 | $0 | $0 |
| GENICE DECORTE | BOARD TREASURER | 3.00 |
Director
|
$0 | $0 | $0 |
| DANIEL BERRY | BOARD VICE CHAIRPERSON | 3.00 |
Director
|
$0 | $0 | $0 |
| DEREK FUZZELL | BOARD SECRETARY | 2.00 |
Director
|
$0 | $0 | $0 |
| PAUL HUGHES | DIRECTOR | 2.00 |
Director
|
$0 | $0 | $0 |
| JERRY KING | DIRECTOR | 2.00 |
Director
|
$0 | $0 | $0 |
| MARK VOLPONI | DIRECTOR | 2.00 |
Director
|
$0 | $0 | $0 |
| SCOTT WEAVER | DIRECTOR | 2.00 |
Director
|
$0 | $0 | $0 |
| FRED EISEL | PRESIDENT/CEO | 40.00 |
Officer
|
$550,991 | $56,277 | $607,268 |
| MARK BROWN | SVP/CHIEF FINANCIAL OFFICER | 40.00 |
Officer
|
$410,293 | $149,191 | $559,484 |
| DAVID BREHMER | PRESIDENT/CEO (RETIRED 01/05/24) | 40.00 |
Officer
|
$218,678 | $15,668 | $234,346 |
| TIMOTHY J SUSTAK | SVP/CHIEF TREASURY OFFICER | 40.00 |
Key Emp
|
$544,979 | $59,325 | $604,304 |
| SCOTT WOOD | SVP/CHIEF INVESTMENT OFFICER | 40.00 |
Key Emp
|
$291,524 | $64,346 | $355,870 |
| JEFFREY STONER | SVP/CHIEF STRATEGY & TECHNOLOGY OFFICER | 40.00 |
Highest
|
$778,996 | $68,431 | $847,427 |
| RODNEY MAY | SVP/CHIEF ENGAGEMENT OFFICER | 40.00 |
Highest
|
$708,619 | $66,062 | $774,681 |
| LORI GALL | SVP/CHIEF RISK OFFICER | 40.00 |
Highest
|
$681,557 | $52,646 | $734,203 |
| JOSEPH BERTOTTO | SVP/CHIEF CULTURE OFFICER | 40.00 |
Highest
|
$603,105 | $49,475 | $652,580 |
| JANICE APPLEBY | SVP/CHIEF HUMAN RESOURCES | 40.00 |
Highest
|
$585,023 | $37,218 | $622,241 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2024 | $342,674,561 | $309,550,906 | $6,045,495,809 | $33,123,655 |
| 2023 | $312,063,561 | $251,198,292 | $6,042,910,980 | $60,865,269 |
| 2022 | $215,933,784 | $135,018,605 | $6,740,797,633 | $80,915,179 |
| 2021 | $155,341,145 | $54,006,594 | $5,382,501,749 | $101,334,551 |
| 2020 | $76,672,079 | $58,336,350 | $7,383,800,862 | $18,335,729 |
| 2019 | $115,178,255 | $99,813,398 | $4,707,672,721 | $15,364,857 |
| 2018 | $92,590,786 | $79,994,064 | $3,607,137,172 | $12,596,722 |
Compare VIZO FINANCIAL CORPORATE CREDIT UNION with other nonprofits in North Carolina and across the country.