Habitat For Humanity Of The Charlotte Region

Habitat Charlotte Region has been the leading provider of affordable homeownership and home repair solutions since 1983, serving families earning 80% or less of the Area Median Income. We operate in Gaston, Iredell, North Mecklenburg, and the cities of Charlotte, and Pineville, supporting a region of over 1.5 million people. In FY 25 we partnered with 197 families through affordable housing solutions and with more than 350 on financial education. In October 2024, we merged with Habitat for Humanity of Gaston County, combining our individual effort to strengthen affordable housing across the region. This merger expands impact, maximizes resources, and increases affordable homeownership opportunities. Our mission is to promote affordable homeownership as a path to financial stability and economic mobility. We achieve this through three programs: *Critical Home Repair - Providing repairs that address health and safety hazards, allowing homeowners to avoid displacement. *New Homeownership - Constructing and renovating homes sold at fair market value with affordable mortgages. *Financial Education - Offering assessments, education, coaching, and partner referrals to prepare individuals for homeownership. This activity is supported by contribution revenue which is reported in Part VIII column A and is not reflected as program service revenue.

Our mission is sustained through a healthy mix of funding streams to support our operating needs, growth goals and strategic plan. 7 ReStores, where we sell new and gently-used furniture, appliances, home decor, and building materials support our operational expenses. Donations from individuals, corporations, foundations and faith partners remain a strong financial resource for Habitat Charlotte Region, and public grants continue to enable us to scale our programs and pilot new programs. This year, we also launched a $20M capacity building campaign and confirmed the first $5M in commitments. Habitat Charlotte Region understands the effects of homeownership on asset-building and wealth, and is committed to serving the community while recognizing that change and adaptability are key to intensifying our impact. Next year we are launching 2 co-developed, mixed income, light-density projects that will help scale our business model and demonstrate the power of collaboration and growth. This activity is supported by contribution revenue which is reported in Part VIII column A and is not reflected as program service revenue.