ALLEGHANY CHAMBER OF COMMERCE

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1983

Legal Domicile

Phone

3363725473

Tax Period

2024-07-01 to 2025-06-30

ALLEGHANY CHAMBER OF COMMERCE, founded in 1983, is a small nonprofit that reported $205K in total revenue in fiscal year 2024. Revenue grew 10% year-over-year, indicating healthy expansion.

Mission

To improve the quality of life in the county by promoting development, tourism, education, community infrastructure, government relations and services for our membership.

Program Service Accomplishments

Program 1

Expenses: $221,993

PROVIDED MARKETING AND ADVERTISING FOR LOCAL MEMBER BUSINESSES AND THE COUNTY AS A WHOLE. ALSO HOSTING REGULAR EVENTS WITHIN THE TOWN AND COUNTY TO BRING IN BUSINESS AND PROMOTE TOURISM.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $135,171

Program Service Revenue $47,472

Investment Income $0

Other Revenue $22,115

TOTAL REVENUE $204,758

Expense Breakdown

Grants Paid $0

Salaries & Benefits $100,149

Fundraising Expenses $0

Program Expenses $221,993

Other Expenses $121,302

TOTAL EXPENSES $221,993

Year-over-Year Comparison

	2024	2023	Change
Revenue	$204,758	$185,977	+0.1%
Expenses	$221,993	$172,931	+0.3%
Net Income	$-17,235	$13,046	-2.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
John Kilmartin	DIRECTOR	5.00	Director	$0	$0	$0
Coby LaRue	DIRECTOR	5.00	Director	$0	$0	$0
SUSAN MILES	BOARD MEMBER	5.00	Director	$0	$0	$0
Bryan Edwards	PAST CHAIR	5.00	Director	$0	$0	$0
GARRISON WAGONER	COUNTY GOV REPRESENTATIVE	5.00	Director	$0	$0	$0
BRENT KEITH	BOARD MEMBER	5.00	Director	$0	$0	$0
TALINA PIPES	DIRECTOR	5.00	Director	$0	$0	$0
ROBIN GAMBILL	DIRECTOR	5.00	Director	$0	$0	$0
JOSE BUTRON	TOWN GOV REPRESENTATIVE	5.00	Director	$0	$0	$0
Mindy Hall	CHAIR	5.00	Officer Director	$0	$0	$0
JOHN EVANS	VICE CHAIR	5.00	Officer Director	$0	$0	$0
BRETT LIVERMAN	SECRETARY	5.00	Officer Director	$0	$0	$0
CHRIS JOHNSON	TREASURER	5.00	Officer Director	$0	$0	$0
LARRY VANHOOSE	Executive Director	40.00	Key Emp	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$204,758	$221,993	$65,464	$-17,235
2024	$185,977	$172,931	$88,640	$13,046
2023	$206,623	$199,934	$68,655	$6,689
2020	$181,519	$158,844	$74,620	$22,675
2019	$149,164	$148,808	$49,481	$356