HOME BUILDERS ASSOCIATION OF CRAVEN AND PAMILICO

EIN: 561388840

NEW BERN, NC

Total Revenue
$99,385
Total Expenses
$95,148
Total Assets
$81,806
Net Assets
$81,806
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1988
Legal Domicile
NC
Principal Officer
LORI NEILL
Phone
2526363707
Tax Period
2025-01-01 to 2025-12-31

HOME BUILDERS ASSOCIATION OF CRAVEN AND PAMILICO, founded in 1988, is a micro nonprofit that reported $99K in total revenue in fiscal year 2025. Revenue decreased 7% compared to the prior year. Expenses of $95K left a modest 4% surplus.

Mission

ORGANIZATION SERVES AS AN EDUCATIONAL AND SOCIAL ENTITY FOR BUILDERS TO INPROVE TECHNIQUES AND GENERAL PUBLIC AWARENESS OF THE INDUSTRY.

Program Service Accomplishments

Program 1

ORGANIZATION SERVES AS AN EDUCATIONAL AND SOCIAL ENTITY FOR BUILDERS TO IMPROVE TECHNIQUES AND GENERAL PUBLIC AWARENESS OF THE INDUSTRY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $46,951
Program Service Revenue $0
Investment Income $410
Other Revenue $52,024
TOTAL REVENUE $99,385

Expense Breakdown

Grants Paid $0
Salaries & Benefits $34,400
Fundraising Expenses $0
Program Expenses $95,148
Other Expenses $60,748
TOTAL EXPENSES $95,148

Year-over-Year Comparison

2025 2024 Change
Revenue $99,385 $107,092 -0.1%
Expenses $95,148 $97,303 0.0%
Net Income $4,237 $9,789 -0.6%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Governance

Voting Members
15
Independent Members
15
Employees
N/A
Volunteers
N/A

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
4
$36,400
Total Directors
12
$24,900
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
LORI NEILL EXECUTIVE OF 40.00
Officer Director
$24,900 $0 $24,900
JUDY AVERY TREASURER 0.50
Officer
$11,500 $0 $11,500
TIM BROWN DIRECTOR 0.50
Director
$0 $0 $0
JEREMY DRAKE VICE PRESIDE 5.00
Director
$0 $0 $0
MINDY FARACI DIRECTOR 0.50
Director
$0 $0 $0
JEFF FITZGERALD DIRECTOR 0.50
Director
$0 $0 $0
JOHNNY HARRISON DIRECTOR 0.50
Director
$0 $0 $0
JEREMY JACKSON DIRECTOR 0.50
Director
$0 $0 $0
DEREK JORDAN DIRECTOR 0.50
Director
$0 $0 $0
MARIE PHILLIPS DIRECTOR 0.50
Director
$0 $0 $0
BILL POPE DIRECTOR 0.50
Director
$0 $0 $0
PATRICK RIDDICK DIRECTOR 0.50
Director
$0 $0 $0
BRITT WARREN DIRECTOR 0.50
Director
$0 $0 $0
AUSTIN BAYLISS PAST PRESIDE 0.50
Officer
$0 $0 $0
JOSH REASON PRESIDENT 5.00
Officer
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $99,385 $95,148 $81,806 $4,237
2024 $107,092 $97,303 $77,569 $9,789
2023 $79,709 $85,101 $67,780 $-5,392
2022 $90,607 $84,687 $73,172 $5,920
2021 $117,569 $109,494 $67,252 $8,075
2020 $103,777 $112,936 $59,177 $-9,159
2019 $132,247 $119,688 $69,058 $12,559
2018 $118,019 $116,883 $56,613 $1,136
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