EUROPEAN BAPTIST FELLOWSHIP INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1991

Legal Domicile

Principal Officer

MARLON FLETCHALL

Phone

2193807215

Tax Period

2024-01-01 to 2024-12-31

EUROPEAN BAPTIST FELLOWSHIP INC, founded in 1991, is a small nonprofit in the Religion sector that reported $121K in total revenue in fiscal year 2024. Expenses of $161K exceeded revenue, resulting in a 33% operating deficit.

Mission

OUR MISSIONARIES MINISTER IN AND THROUGH LOCAL CHURCHES WHEN POSSIBLE, TAKING CLOTHES/FOOD/MEDICINE/GOSPEL LITERATURE. ALSO BRING PROFESSIONAL VOLUNTEERS OVER TO PROVIDE MEDICAL/DENTAL/TEACHERS WHERE NEEDED. ALSO TRAIN YOUNG MEN SKILLS TO HELP MEET THE NEEDS OF NEARBY VILLAGES.

Program Service Accomplishments

Program 1

Expenses: $161,200

OUR ORGANIZATION HAS BEEN ABLE TO PROVIDE FUNDING TO OUR MISSIONARIES WHO IN TURN ARE ABLE TO MINISTER IN AND THROUGH LOCAL CHURCHES, TAKING CLOTHES, FOOD, MEDICINE, AND GOSPEL LITERATURE. WE HAVE...

OUR ORGANIZATION HAS BEEN ABLE TO PROVIDE FUNDING TO OUR MISSIONARIES WHO IN TURN ARE ABLE TO MINISTER IN AND THROUGH LOCAL CHURCHES, TAKING CLOTHES, FOOD, MEDICINE, AND GOSPEL LITERATURE. WE HAVE BEEN ABLE TO ENCOURAGE PROFESSIONAL VOLUNTEERS TO PROVIDE MEDICAL/DENTAL/TEACHING WHERE THEY HAVE BEEN NEEDED. ALSO, HAVE BEEN ABLE TO TEACH YOUNG MEN SKILLS TO HELP MEET THE NEEDS OF NEAR VILLAGES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $121,385

Program Service Revenue $0

Investment Income $4

Other Revenue $0

TOTAL REVENUE $121,389

Expense Breakdown

Grants Paid $0

Salaries & Benefits $142,720

Fundraising Expenses $0

Program Expenses $161,200

Other Expenses $18,480

TOTAL EXPENSES $161,200

Year-over-Year Comparison

	2024	2023	Change
Revenue	$121,389	$123,244	0.0%
Expenses	$161,200	$124,719	+0.3%
Net Income	$-39,811	$-1,475	+26.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
HOWARD ABSTON	BOARD MBR/MI	N/A	Director	$0	$0	$0
MARLON FLETCHALL	PRESIDENT	N/A	Officer Director	$0	$0	$0
ROBERT FRYE	BOARD MBR/MI	N/A	Director	$0	$0	$0
WILLIAM FRYE	BOARD MBR/MI	N/A	Director	$0	$0	$0
CHRIS HORTON	BOARD MBR/MI	N/A	Director	$0	$0	$0
STEVE MASON	BOARD MBR/MI	N/A	Director	$0	$0	$0
ERIC RUNYAN	BOARD MBR/MI	N/A	Director	$0	$0	$0
MARK WALKER	BOARD MBR/MI	N/A	Director	$0	$0	$0
MATTHEW WALKER	BOARD MBR/MI	N/A	Director	$0	$0	$0
JEFF BROWN	TREASURER	N/A	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$121,389	$161,200	$115,852	$-39,811
2023	$123,244	$124,719	$155,663	$-1,475
2022	$144,625	$131,022	$157,138	$13,603
2021	$118,838	$93,840	$143,535	$24,998
2020	$105,851	$77,608	$118,537	$28,243
2019	$114,710	$117,549	$90,294	$-2,839
2018	$99,108	$118,061	$93,133	$-18,953