LINCOLN COUNTY ROTARY STUDENT LOAN FUND INC (EIN 562071604) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1994

Legal Domicile

Principal Officer

TONY J THOMAS

Phone

7047320867

Tax Period

2024-07-01 to 2025-06-30

LINCOLN COUNTY ROTARY STUDENT LOAN FUND INC, founded in 1994, is a small nonprofit in the Education sector that reported $122K in total revenue in fiscal year 2024. Revenue decreased 18% compared to the prior year. Expenses of $140K exceeded revenue, resulting in a 15% operating deficit.

Mission

PROVIDE COLLEGE LOANS

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $45,736

Program Service Revenue $69,633

Investment Income $6,240

Other Revenue $138

TOTAL REVENUE $121,747

Expense Breakdown

Grants Paid $52,262

Salaries & Benefits $45,392

Fundraising Expenses $0

Program Expenses $117,700

Other Expenses $41,862

TOTAL EXPENSES $139,516

Year-over-Year Comparison

	2024	2023	Change
Revenue	$121,747	$147,759	-0.2%
Expenses	$139,516	$115,015	+0.2%
Net Income	$-17,769	$32,744	-1.5%

Key Indicators

✗ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

$42,212

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
CLIFF BRUMFIELD	CHAIRMAN	N/A	Officer	$0	$0	$0
TONY J THOMAS	TREASURER	N/A	Officer	$0	$0	$0
KELLY ATKINS	DIRECTOR	N/A	Director	$0	$0	$0
HAILEY CORNWELL	DIRECTOR	N/A	Director	$0	$0	$0
DAVID LEE	DIRECTOR	N/A	Director	$0	$0	$0
JOANNE MATZ	DIRECTOR	N/A	Director	$0	$0	$0
JOHN DANCOFF	DIRECTOR	N/A	Director	$0	$0	$0
TONY SIMPSON	DIRECTOR	N/A	Director	$0	$0	$0
ANNA B MULLEN	DIRECTOR	40.00	Director	$42,212	$0	$42,212

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$121,747	$139,516	$2,878,172	$-17,769
2024	$147,759	$115,015	$2,898,302	$32,744
2023	$106,870	$112,682	$2,864,939	$-5,812
2022	$132,709	$121,427	$2,864,092	$11,282
2021	$96,577	$73,779	$2,899,894	$22,798
2020	$87,152	$55,379	$2,879,420	$31,773
2019	$236,172	$78,172	$2,823,683	$158,000

LINCOLN COUNTY ROTARY STUDENT LOAN FUND INC