Saint Mary International Adoptions Inc

EIN: 562251578 501(c)(3) Human Services

Charlotte, NC

Total Revenue
$241,610
Total Expenses
$252,702
Total Assets
$110,822
Net Assets
$104,122
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
2001
Legal Domicile
NC
Principal Officer
Vesselina Ratcheva
Phone
7045277673
Tax Period
2024-01-01 to 2024-12-31

Saint Mary International Adoptions Inc, founded in 2001, is a small nonprofit in the Human Services sector that reported $242K in total revenue in fiscal year 2024. Revenue decreased 15% compared to the prior year.

Mission

The organization facilitates the adoption of overseas children

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $20,000
Program Service Revenue $220,733
Investment Income $877
Other Revenue $0
TOTAL REVENUE $241,610

Expense Breakdown

Grants Paid $0
Salaries & Benefits $121,140
Fundraising Expenses $0
Program Expenses $212,298
Other Expenses $131,562
TOTAL EXPENSES $252,702

Year-over-Year Comparison

2024 2023 Change
Revenue $241,610 $282,802 -0.1%
Expenses $252,702 $252,544 +0.0%
Net Income $-11,092 $30,258 -1.4%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
3
Independent Members
2
Employees
4
Volunteers
N/A

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
1
$58,900
Total Directors
3
$61,900
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
Vesselina Ratcheva CEO 40.00
Officer Director
$58,900 $0 $58,900
Donna Dolniak Director 2.00
Director
$0 $2,000 $2,000
Bilyana Slavcheva Director 2.00
Director
$0 $1,000 $1,000
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2024 $241,610 $252,702 $110,822 $-11,092
2023 $282,802 $252,544 $123,214 $30,258
2021 $252,697 $234,007 $100,155 $18,690
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