Financial Protection Law Center (EIN 562262315) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2001

Legal Domicile

Principal Officer

Maria McIntyre

Phone

9104421010

Tax Period

2025-01-01 to 2025-12-31

Financial Protection Law Center, founded in 2001, is a small nonprofit in the Crime & Legal sector that reported $396K in total revenue in fiscal year 2025. Revenue surged 31% from the prior year, signaling strong growth momentum. Expenses of $377K left a modest 5% surplus.

Mission

To provide legal services and support to protect low-income people and families from predatory financial practices, to preserve home ownership and to enhance their ability to build equity and prosper.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $382,492

Program Service Revenue $0

Investment Income $7,955

Other Revenue $5,400

TOTAL REVENUE $395,847

Expense Breakdown

Grants Paid $0

Salaries & Benefits $280,265

Fundraising Expenses $20,981

Program Expenses $313,143

Other Expenses $96,638

TOTAL EXPENSES $376,903

Year-over-Year Comparison

	2025	2024	Change
Revenue	$395,847	$301,719	+0.3%
Expenses	$376,903	$326,506	+0.2%
Net Income	$18,944	$-24,787	-1.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$226,970

Total Directors

$226,970

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Maria McIntyre	President	40.00	Officer Director	$110,824	$11,815	$122,639
April Cheers	Sec./Treasurer	40.00	Officer Director	$91,166	$13,165	$104,331
Charles A Bentley Jr	Director	1.00	Director	$0	$0	$0
Richard P Cook	Director	1.00	Director	$0	$0	$0
Andre C Brown	Director	1.00	Director	$0	$0	$0
Auley M Lee Crouch III	Director	1.00	Director	$0	$0	$0
Anne J Randall	Director	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$395,847	$376,903	$353,024	$18,944
2024	$301,719	$326,506	$313,966	$-24,787
2023	$370,385	$305,607	$276,292	$64,778
2022	$233,442	$330,186	$294,015	$-96,744
2021	$309,574	$347,206	$314,837	$-37,632
2020	$389,601	$504,980	$366,340	$-115,379
2019	$439,997	$494,643	$458,845	$-54,646
2018	$446,154	$582,738	$563,858	$-136,584

Financial Protection Law Center