BREAD OF LIFE MISSIONS (EIN 562630579) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2009

Legal Domicile

Principal Officer

Melissa Alm

Phone

8435321996

Tax Period

2025-01-01 to 2025-12-31

BREAD OF LIFE MISSIONS, founded in 2009, is a small nonprofit in the Human Services sector that reported $919K in total revenue in fiscal year 2025. Revenue surged 26% from the prior year, signaling strong growth momentum. Expenses of $796K left a modest 13% surplus.

Mission

Bread of Life Missions supports our sister organization in Kenya to build churches, schools, and clinics, run them all, and support the missionaries who do the work.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $894,845

Program Service Revenue $17,987

Investment Income $5,989

Other Revenue $0

TOTAL REVENUE $918,821

Expense Breakdown

Grants Paid $661,148

Salaries & Benefits $82,490

Fundraising Expenses $35,669

Program Expenses $661,148

Other Expenses $52,732

TOTAL EXPENSES $796,370

Year-over-Year Comparison

	2025	2024	Change
Revenue	$918,821	$729,198	+0.3%
Expenses	$796,370	$562,194	+0.4%
Net Income	$122,451	$167,004	-0.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$80,815

Total Directors

Key Employees

$61,971

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Melissa Alm	Treasurer	50	Officer Key Emp	$47,571	$14,400	$61,971
Ernest Smith	President	5	Officer	$18,844	$0	$18,844
Sara Smith	Secretary	1	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$918,821	$796,370	$524,012	$122,451
2024	$729,198	$562,194	$401,561	$167,004
2023	$446,357	$433,976	$234,557	$12,381
2022	$404,890	$398,820	$222,176	$6,070
2021	$400,636	$453,281	$216,106	$-52,645
2020	$445,233	$359,124	$268,751	$86,109

BREAD OF LIFE MISSIONS