Winston Salem, NC
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)Members Credit Union, founded in 1953, is a mid-sized nonprofit that reported $28.3M in total revenue in fiscal year 2025. The organization ran a surplus of $4.6M, a strong 16% operating margin.
As a member owned cooperative, our primary responsibility is to contribute to the well being of our members who depend on us to provide a full range of diverse products so that we may be their primary financial institution.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2025 | 2024 | Change | |
|---|---|---|---|
| Revenue | $28,312,183 | $27,410,451 | +0.0% |
| Expenses | $23,760,721 | $22,657,073 | +0.0% |
| Net Income | $4,551,462 | $4,753,378 | 0.0% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| Robert C Donley | President/CEO | 40 |
Officer
Director
|
$602,305 | $0 | $602,305 |
| Tim Mullen | SVP of Lending and Operations | 40 |
Highest
|
$203,904 | $0 | $203,904 |
| Cindy J Stiff | CFO & Treasurer | 40 |
Officer
Director
|
$197,301 | $0 | $197,301 |
| Jennifer Siglain | SVP of Member Experience & Compliance | 40 |
Highest
|
$179,865 | $0 | $179,865 |
| Matthew Baldwin | Director of Information Technology | 40 |
Highest
|
$130,301 | $0 | $130,301 |
| Bridget Berry | Director of Lending | 40 |
Highest
|
$125,600 | $0 | $125,600 |
| Orlano Cruz | IT Sysytems Administrator | 40 |
Highest
|
$101,074 | $0 | $101,074 |
| karen Keller | Director | 0 |
Director
|
$0 | $0 | $0 |
| Delphine Dennis | Director | 0 |
Director
|
$0 | $0 | $0 |
| Jack V Braswell Jr | Director | 0 |
Director
|
$0 | $0 | $0 |
| Richard L Trotter | Vice Chairman | 0 |
Director
|
$0 | $0 | $0 |
| Durham C White Jr | Director | 0 |
Director
|
$0 | $0 | $0 |
| Jeff Seaford | Director | 0 |
Director
|
$0 | $0 | $0 |
| Thomas Rhoney | Director | 0 |
Director
|
$0 | $0 | $0 |
| Keith Williams | Director | 0 |
Director
|
$0 | $0 | $0 |
| Jerry P Church | Board Chairman | 0 |
|
$0 | $0 | $0 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | $28,312,183 | $23,760,721 | $460,375,705 | $4,551,462 |
| 2024 | $27,410,451 | $22,657,073 | $438,433,803 | $4,753,378 |
| 2023 | $26,897,077 | $20,074,354 | $435,247,947 | $6,822,723 |
| 2022 | $22,460,729 | $16,270,011 | $463,047,549 | $6,190,718 |
| 2021 | $18,489,124 | $14,683,534 | $454,901,827 | $3,805,590 |
| 2020 | $16,257,917 | $14,447,894 | $393,966,694 | $1,810,023 |
| 2019 | $16,580,352 | $14,085,519 | $326,531,018 | $2,494,833 |
| 2018 | $15,894,984 | $13,208,215 | $278,055,913 | $2,686,769 |
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