Winston Salem, NC
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)Members Credit Union, founded in 1953, is a mid-sized nonprofit that reported $28.3M in total revenue in fiscal year 2025. The organization ran a surplus of $4.6M, a strong 16% operating margin.
To offer reasonable products and services to our members.
Credit Union programs. Loans to members. Total number of loans equal 24,262. Services to all members. Total number of members equal 47,463. Checking accounts, savings accounts, consumer loans...
Credit Union programs. Loans to members. Total number of loans equal 24,262. Services to all members. Total number of members equal 47,463. Checking accounts, savings accounts, consumer loans, mortgage loans through Highland Residential Mortgage. Members financial planning. Remote account access. Family Security Plan. Ability to perform transactions through the Co-Op Shared Branching network.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2025 | 2024 | Change | |
|---|---|---|---|
| Revenue | $28,312,183 | $27,410,451 | +0.0% |
| Expenses | $23,760,721 | $22,657,073 | +0.0% |
| Net Income | $4,551,462 | $4,753,378 | 0.0% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| Robert C Donley | President/CEO | 40 |
Officer
Director
|
$602,305 | $0 | $602,305 |
| Tim Mullen | SVP of Lending and Operations | 40 |
Highest
|
$203,904 | $0 | $203,904 |
| Cindy J Stiff | CFO & Treasurer | 40 |
Officer
Director
|
$197,301 | $0 | $197,301 |
| Jennifer Siglain | SVP of Member Experience & Compliance | 40 |
Highest
|
$179,865 | $0 | $179,865 |
| Matthew Baldwin | Director of Information Technology | 40 |
Highest
|
$130,301 | $0 | $130,301 |
| Bridget Berry | Director of Lending | 40 |
Highest
|
$125,600 | $0 | $125,600 |
| Orlano Cruz | IT Sysytems Administrator | 40 |
Highest
|
$101,074 | $0 | $101,074 |
| karen Keller | Director | 0 |
Director
|
$0 | $0 | $0 |
| Delphine Dennis | Director | 0 |
Director
|
$0 | $0 | $0 |
| Jack V Braswell Jr | Director | 0 |
Director
|
$0 | $0 | $0 |
| Richard L Trotter | Vice Chairman | 0 |
Director
|
$0 | $0 | $0 |
| Durham C White Jr | Director | 0 |
Director
|
$0 | $0 | $0 |
| Jeff Seaford | Director | 0 |
Director
|
$0 | $0 | $0 |
| Thomas Rhoney | Director | 0 |
Director
|
$0 | $0 | $0 |
| Keith Williams | Director | 0 |
Director
|
$0 | $0 | $0 |
| Jerry P Church | Board Chairman | 0 |
|
$0 | $0 | $0 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | $28,312,183 | $23,760,721 | $460,375,705 | $4,551,462 |
| 2024 | $27,410,451 | $22,657,073 | $438,433,803 | $4,753,378 |
| 2023 | $26,897,077 | $20,074,354 | $435,247,947 | $6,822,723 |
| 2022 | $22,460,729 | $16,270,011 | $463,047,549 | $6,190,718 |
| 2021 | $18,489,124 | $14,683,534 | $454,901,827 | $3,805,590 |
| 2020 | $16,257,917 | $14,447,894 | $393,966,694 | $1,810,023 |
| 2019 | $16,580,352 | $14,085,519 | $326,531,018 | $2,494,833 |
| 2018 | $15,894,984 | $13,208,215 | $278,055,913 | $2,686,769 |
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