BANDYS CROSSROADS VOLUNTEER FIRE D… - Form 990 Financial Data

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1962

Legal Domicile

Principal Officer

LISA JONES

Phone

8282412111

Tax Period

2025-01-01 to 2025-12-31

BANDYS CROSSROADS VOLUNTEER FIRE DEPARTMENT, founded in 1962, is a community nonprofit in the Public Safety sector that reported $1.4M in total revenue in fiscal year 2025. Revenue grew 9% year-over-year, indicating healthy expansion. Expenses of $1.6M exceeded revenue, resulting in a 10% operating deficit.

Mission

VOLUNTEER FIRE DEPARTMENT SERVICING ANY INCOMING 911 CALLS FROM LOCAL COUNTY GOVERNMENT

Program Service Accomplishments

Program 1

Expenses: $1,557,536 Revenue: $1,413,573

ANSWERED CALLS FROM 911 EMERGENCY REQUIREMENTS MEETING STANDARDS SET FORTH BY LOCAL GOVERNMENT.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $1,413,573

Investment Income $0

Other Revenue $0

TOTAL REVENUE $1,413,573

Expense Breakdown

Grants Paid $0

Salaries & Benefits $641,835

Fundraising Expenses $0

Program Expenses $1,557,536

Other Expenses $915,701

TOTAL EXPENSES $1,557,536

Year-over-Year Comparison

	2025	2024	Change
Revenue	$1,413,573	$1,299,980	+0.1%
Expenses	$1,557,536	$1,184,975	+0.3%
Net Income	$-143,963	$115,005	-2.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$89,296

Total Directors

Key Employees

$37,752

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
LISA JONES	TREASURER	40.00	Officer Key Emp	$37,752	$0	$37,752
DANIEL MELTON	CHIEF	5.00	Officer	$27,009	$0	$27,009
BRANDON DRUM	DEPUTY CHIEF	5.00	Officer	$20,476	$0	$20,476
DENNIS DRUM	PRESIDENT	5.00	Officer	$4,059	$0	$4,059

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$1,413,573	$1,557,536	$3,496,856	$-143,963
2024	$1,299,980	$1,184,975	$2,973,894	$115,005
2023	$1,000,598	$869,303	$2,946,471	$131,295
2022	$958,356	$863,365	$3,035,071	$94,991
2021	$1,010,570	$797,821	$3,084,618	$212,749
2020	$754,847	$994,267	$2,494,961	$-239,420
2019	$893,827	$626,611	$2,854,773	$267,216
2018	$584,346	$598,141	$2,402,644	$-13,795

BANDYS CROSSROADS VOLUNTEER FIRE DEPARTMENT