ANDERSON AREA CHAMBER OF COMMERCE (EIN 570115330) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1903

Legal Domicile

Principal Officer

BRANDIE GREER

Phone

8642263454

Tax Period

2025-01-01 to 2025-12-31

ANDERSON AREA CHAMBER OF COMMERCE, founded in 1903, is a small nonprofit in the Community Improvement sector that reported $488K in total revenue in fiscal year 2025. Revenue decreased 11% compared to the prior year. The organization ran a surplus of $105K, a strong 21% operating margin.

Mission

TO CREATE AN ENVIRONMENT FOR HEALTHY ECONOMIC GROWTH AND PROVIDE SUPERIOR VALUE FOR ITS MEMBERS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $198,375

Program Service Revenue $282,486

Investment Income $768

Other Revenue $6,035

TOTAL REVENUE $487,664

Expense Breakdown

Grants Paid $0

Salaries & Benefits $202,005

Fundraising Expenses $0

Other Expenses $181,020

TOTAL EXPENSES $383,025

Year-over-Year Comparison

	2025	2024	Change
Revenue	$487,664	$545,930	-0.1%
Expenses	$383,025	$569,630	-0.3%
Net Income	$104,639	$-23,700	-5.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$77,250

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
BRANDIE GREER	PRESIDENT/CE	40.00	Officer	$77,250	$0	$77,250
AMANDA TAYLOR	PAST CHAIR	1.00	Officer Director	$0	$0	$0
BRETT JUSTICE	BOARD CHAIR	1.00	Officer Director	$0	$0	$0
JOHN WRIGHT JR	DIRECTOR	1.00	Officer Director	$0	$0	$0
DALTON FREEMAN	CHAIR ELECT	1.00	Officer Director	$0	$0	$0
TRENT ACKER	DIRECTOR	1.00	Director	$0	$0	$0
KD MOHSSENI	DIRECTOR	1.00	Director	$0	$0	$0
HOLLIE HARRELL	DIRECTOR	1.00	Director	$0	$0	$0
LAUREN SCOGGINS	DIRECTOR	1.00	Director	$0	$0	$0
JOHN DON	DIRECTOR	1.00	Director	$0	$0	$0
JULIO HERNANDEZ	DIRECTOR	1.00	Director	$0	$0	$0
JOSH RAFFINI	DIRECTOR	1.00	Director	$0	$0	$0
JOSH SHORE	CHAIR APPOIN	1.00	Director	$0	$0	$0
TODD KINGSBURY	TREASURER	1.00	Director	$0	$0	$0
LUIS MARTINEZ	DIRECTOR	1.00	Director	$0	$0	$0
PAUL WESTBERRY	DIRECTOR	1.00	Director	$0	$0	$0
TONY LAWEN	DIRECTOR	1.00	Director	$0	$0	$0
EMILY HOLLAND	DIRECTOR	1.00	Director	$0	$0	$0
ANDY PATRICK	DIRECTOR	1.00	Director	$0	$0	$0
DWAYNE BOWES	DIRECTOR	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$487,664	$383,025	$1,079,856	$104,639
2018	$594,732	$679,598	$501,088	$-84,866

ANDERSON AREA CHAMBER OF COMMERCE