GREATER OCONEE COUNTY CHAMBER OF COMMERCE (EIN 570286871) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1906

Legal Domicile

Principal Officer

STANLEY GIBSON

Phone

8648822097

Tax Period

2025-01-01 to 2025-12-31

GREATER OCONEE COUNTY CHAMBER OF COMMERCE, founded in 1906, is a small nonprofit that reported $267K in total revenue in fiscal year 2025. Revenue grew 20% year-over-year, indicating healthy expansion.

Mission

TO ENCOURAGE HEALTHY BUSINESS DEVELOPMENT IN OCONEE COUNTY

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $223,173

Program Service Revenue $14,450

Investment Income $15,091

Other Revenue $14,131

TOTAL REVENUE $266,845

Expense Breakdown

Grants Paid $0

Salaries & Benefits $116,897

Fundraising Expenses $29,314

Program Expenses $8,894

Other Expenses $147,401

TOTAL EXPENSES $264,298

Year-over-Year Comparison

	2025	2024	Change
Revenue	$266,845	$222,766	+0.2%
Expenses	$264,298	$212,917	+0.2%
Net Income	$2,547	$9,849	-0.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

N/A

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

$73,632

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
DARI M MULLINS	DIRECTOR	40.0	Director	$73,632	$0	$73,632
RAY MURPHY	PAST PRESIDENT	1.0	Officer	$0	$0	$0
KELLIE GOOD	TREASURER	3.0	Officer	$0	$0	$0
JULIE GIFFORD	SECRETARY	3.0	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$266,845	$264,298	$118,158	$2,547
2024	$222,766	$212,917	$114,965	$9,849
2023	$172,291	$179,128	$105,116	$-6,837
2022	$166,761	$136,356	$114,262	$30,405
2020	$101,287	$126,130	$53,319	$-24,843
2019	$193,690	$194,496	$78,162	$-806
2018	$208,787	$216,596	$96,756	$-7,809

GREATER OCONEE COUNTY CHAMBER OF COMMERCE