GREATER SUMTER CHAMBER OF COMMERCE

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1912

Legal Domicile

Principal Officer

BREANNA WISE

Phone

8037751231

Tax Period

2024-04-01 to 2025-03-31

GREATER SUMTER CHAMBER OF COMMERCE, founded in 1912, is a small nonprofit that reported $737K in total revenue in fiscal year 2024. Expenses of $709K left a modest 4% surplus.

Mission

TO PROMOTE BUSINESS CLIMATE AND INDUSTRIAL GROWTH IN THE SUMTER AREA

Program Service Accomplishments

Program 1

PROMOTES INDUSTRIAL GROWTH

Program 2

PROMOTES BUSINESS CLIMATE IN GREATER SUMTER AREA

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $731,738

Investment Income $57

Other Revenue $4,734

TOTAL REVENUE $736,529

Expense Breakdown

Grants Paid $0

Salaries & Benefits $352,027

Fundraising Expenses $0

Other Expenses $356,736

TOTAL EXPENSES $708,763

Year-over-Year Comparison

	2024	2023	Change
Revenue	$736,529	$748,429	0.0%
Expenses	$708,763	$742,706	0.0%
Net Income	$27,766	$5,723	+3.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$112,650

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
BREANNA WISE	PRESIDENT	40.00	Officer	$69,729	$0	$69,729
CHRIS HARDY	FORMER PRESI	N/A	Officer	$42,921	$0	$42,921
CHERYL BAKER	CHAIR	N/A	Officer Director	$0	$0	$0
ASHLEY BURGESS	DIRECTOR	N/A	Officer Director	$0	$0	$0
JIMMY DAVIS	IMMEDIATE PA	N/A	Officer Director	$0	$0	$0
DAVID EARGLE	CHAIR ELECT	N/A	Officer Director	$0	$0	$0
DERRICK FLOYD	DIRECTOR	N/A	Officer Director	$0	$0	$0
FRANK SHULER	VICE CHAIR	N/A	Officer Director	$0	$0	$0
JENNIFER SKINNER	VICE CHAIR	N/A	Officer Director	$0	$0	$0
JENNIFER SONTAG	DIRECTOR	N/A	Officer Director	$0	$0	$0
MITCHELL WILLIAMS	DIRECTOR	N/A	Officer Director	$0	$0	$0
STEPHEN WILLIAMSON	DIRECTOR	N/A	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$129,416	$176,553	$465,523	$-47,137
2025	$736,529	$708,763	$512,790	$27,766
2024	$748,429	$742,706	$460,895	$5,723
2023	$772,358	$794,153	$489,379	$-21,795
2022	$592,853	$676,234	$508,589	$-83,381
2021	$577,501	$510,253	$606,127	$67,248
2020	$574,208	$606,682	$548,421	$-32,474
2019	$580,290	$676,479	$594,684	$-96,189