NORTH AUGUSTA CHAMBER OF COMMERCE (EIN 570370177) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1951

Legal Domicile

Principal Officer

TERRA CARROLL

Phone

8032792323

Tax Period

2024-01-01 to 2024-12-31

NORTH AUGUSTA CHAMBER OF COMMERCE, founded in 1951, is a small nonprofit that reported $265K in total revenue in fiscal year 2024. Revenue grew 18% year-over-year, indicating healthy expansion. Expenses of $232K left a modest 12% surplus.

Mission

THE NORTH AUGUSTA CHAMBER IS THE LEADING ORGANIZATION DEDICATED TO SERVING NORTH AUGUSTA, REGIONAL BUSINESSES AND THE COMMUNITY THROUGH ADVOCACY, ACCESS TO LEADERS, ECONOMIC DEVELOPMENT, CONNECTIVITY, AND BUSINESS EDUCATION.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $253,344

Investment Income $7,515

Other Revenue $3,990

TOTAL REVENUE $264,849

Expense Breakdown

Grants Paid $0

Salaries & Benefits $116,859

Fundraising Expenses $0

Other Expenses $115,595

TOTAL EXPENSES $232,454

Year-over-Year Comparison

	2024	2023	Change
Revenue	$264,849	$225,288	+0.2%
Expenses	$232,454	$220,738	+0.1%
Net Income	$32,395	$4,550	+6.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$90,550

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
DR SEAN ALFORD	DIRECTOR	0.50	Director	$0	$0	$0
WESLEY BROWN	DIRECTOR	0.50	Director	$0	$0	$0
JR HANCOCK	DIRECTOR	0.50	Director	$0	$0	$0
YVONNE MEEKS	DIRECTOR	0.50	Director	$0	$0	$0
PATTI MONCZEWSKI	DIRECTOR	0.50	Director	$0	$0	$0
JULIE ORZECHOWSKI	DIRECTOR	0.50	Director	$0	$0	$0
BRIAN WENDZIK	DIRECTOR	0.50	Director	$0	$0	$0
CODEY WITHERSPOON	DIRECTOR	0.50	Director	$0	$0	$0
BECKY DEARDEN	CHAIR	0.50	Officer Director	$0	$0	$0
TOM DENLINGER	VICE CHAIR	0.50	Officer Director	$0	$0	$0
ANGELA BROWN	TREASURER	0.50	Officer Director	$0	$0	$0
ANDREA BOWLES	AT-LARGE	0.50	Officer Director	$0	$0	$0
GREG GREENAWALT	AT-LARGE	0.50	Officer Director	$0	$0	$0
DON WHITE	IMMEDIATE PAST CHAIR	0.50	Officer Director	$0	$0	$0
TERRA L CARROLL	PRESIDENT/CEO	40.00	Officer	$82,626	$7,924	$90,550

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$264,849	$232,454	$285,316	$32,395
2023	$225,288	$220,738	$253,203	$4,550
2022	$263,079	$247,236	$248,587	$15,843
2021	$263,414	$207,277	$233,064	$56,137
2020	$216,713	$211,444	$175,561	$5,269
2019	$256,136	$247,841	$169,613	$8,295
2018	$247,516	$263,090	$166,972	$-15,574

NORTH AUGUSTA CHAMBER OF COMMERCE