BIBLE STUDIES INC DBA MARKET LIFE MINISTRIES & JUST FOR WOMEN MINISTRIES

EIN: 570698866 501(c)(3)

DARLINGTON, SC

Total Revenue
$197,111
Total Expenses
$552,114
Total Assets
$915,716
Net Assets
$479,628
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1980
Legal Domicile
SC
Principal Officer
BRAD BIRD
Phone
8433989981
Tax Period
2024-01-01 to 2024-12-31

BIBLE STUDIES INC DBA MARKET LIFE MINISTRIES & JUST FOR WOMEN MINISTRIES, founded in 1980, is a small nonprofit that reported $197K in total revenue in fiscal year 2024. Revenue fell 87% from the prior year — a significant decline worth monitoring. Expenses of $552K exceeded revenue, resulting in a 180% operating deficit.

Mission

SPREADING OF THE GOSPEL OF JESUS CHRIST AND ENCOURAGEMENT TO LEAD A CHIRISTIAN LIFE MODELING AFTER OUR LORD AND SAVIOR JESUS CHRIST THROUGH VARIOUS BIBLE STUDY MEDIUMS.

Program Service Accomplishments

Program 1
Expenses: $549,424

WEEKLY BIBLE STUDY MEETINGS AND CONFERENCES IN VARIOUS LOCATIONS IN SOUTH CAROLINA AND NORTH CAROLINAALSO INTERNATIONAL MISSIONS PREDOMINATELY IN THE CONTINENT OF AFRICA.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $197,111
Program Service Revenue $0
Investment Income $0
Other Revenue $0
TOTAL REVENUE $197,111

Expense Breakdown

Grants Paid $255,007
Salaries & Benefits $135,441
Fundraising Expenses $0
Program Expenses $549,424
Other Expenses $161,666
TOTAL EXPENSES $552,114

Year-over-Year Comparison

2024 2023 Change
Revenue $197,111 $1,489,185 -0.9%
Expenses $552,114 $1,575,974 -0.6%
Net Income $-355,003 $-86,789 +3.1%
Key Indicators
✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
5
Independent Members
5
Employees
N/A
Volunteers
N/A

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
3
$0
Total Directors
6
$110,400
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
GREG SISSON BOARD CHAIRMAN 5.00
Officer Director
$0 $0 $0
SEAN VEREEN TREASURER 5.00
Officer Director
$0 $0 $0
GREG SISSON SECRETARY 1.00
Officer Director
$0 $0 $0
WICK JACKSON BOARD OF DIRECTORS 1.00
Director
$0 $0 $0
JASON SHROFF BOARD OF DIRECTORS 1.00
Director
$0 $0 $0
BRAD BIRD EXECUTIVE DIRECTOR 40.00
Director
$110,400 $0 $110,400
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2024 $197,111 $552,114 $915,716 $-355,003
2023 $1,489,185 $1,575,974 $1,155,699 $-86,789
2022 $1,378,537 $1,304,352 $1,239,468 $74,185
2021 $1,170,189 $991,585 $1,171,953 $178,604
2020 $574,008 $652,068 $1,012,953 $-78,060
2019 $492,639 $424,220 $1,031,675 $68,419
2018 $397,688 $426,460 $992,510 $-28,772
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