CLARENDON CNTY CHAMBER OF COMMERCE

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1986

Legal Domicile

Phone

8034354405

Tax Period

2024-01-01 to 2024-12-31

CLARENDON CNTY CHAMBER OF COMMERCE, founded in 1986, is a small nonprofit that reported $332K in total revenue in fiscal year 2024. Revenue fell 29% from the prior year — a significant decline worth monitoring. Expenses of $403K exceeded revenue, resulting in a 22% operating deficit.

Mission

THE CLARENDON COUNTY CHAMBER OF COMMERCE PROMOTES THE BUSINESS COMMUNITY, TRAVEL AND TOURISM, AND RETIREMENT ENVIRONMENT IN CLARENDON COUNTY, SOUTH CAROLINA.

Program Service Accomplishments

Program 1

Expenses: $179,447 Revenue: $85,630

FISHING TOURNAMENTS - THE CHAMBER OF COMMERCE CONTRACTS WITH PROFESSIONAL FISHING CIRCUITS TO PROVIDE TOURNAMENTS ON LAKE MARION WHICH IS LOCATED IN CLARENDON COUNTY, SOUTH CAROLINA. THE FISHING...

FISHING TOURNAMENTS - THE CHAMBER OF COMMERCE CONTRACTS WITH PROFESSIONAL FISHING CIRCUITS TO PROVIDE TOURNAMENTS ON LAKE MARION WHICH IS LOCATED IN CLARENDON COUNTY, SOUTH CAROLINA. THE FISHING TOURNAMENTS ATTRACTS PROFESSIONAL FISHERMEN ALONG WITH THEIR SUPPORT STAFF AND SERVES TO PROMOTE LAKE MARION AND STIMULATES THE LOCAL ECONOMY THROUGH SALE OF MOTEL AND HOTEL ROOMS, MEALS AT LOCAL RESTAURANTS, AND OTHER LOCAL SERVICES.

Program 2

Expenses: $35,577 Revenue: $60,871

CLARENDON COUNTY STRIPED BASS FESTIVAL - THE ANNUAL FESTIVAL IS HELD IN THE SPRING OF EACH YEAR AND ATTRACTS AN ESTIMATED 20,000 - 25,000 VISITORS TO THE COUNTY FOR A WEEKEND OF ENTERTAINMENT...

CLARENDON COUNTY STRIPED BASS FESTIVAL - THE ANNUAL FESTIVAL IS HELD IN THE SPRING OF EACH YEAR AND ATTRACTS AN ESTIMATED 20,000 - 25,000 VISITORS TO THE COUNTY FOR A WEEKEND OF ENTERTAINMENT, PARADES, AUTO SHOWS, ART SHOWS, BEAUTY CONTEST, AND OTHER EVENTS.

Program 3

Expenses: $26,829 Revenue: $2,845

RECREATIONAL AND TOURISM EVENTS - VARIOUS EVENTS ARE HELD THROUGHOUT THE YEAR PROMOTING HUNTING, GOLFING, AND OTHER RECREATIONAL ACTIVITIES AVAILABLE IN CLARENDON COUNTY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $152,882

Program Service Revenue $177,232

Investment Income $0

Other Revenue $1,496

TOTAL REVENUE $331,610

Expense Breakdown

Grants Paid $0

Salaries & Benefits $88,221

Fundraising Expenses $0

Program Expenses $266,026

Other Expenses $314,947

TOTAL EXPENSES $403,168

Year-over-Year Comparison

	2024	2023	Change
Revenue	$331,610	$466,653	-0.3%
Expenses	$403,168	$453,595	-0.1%
Net Income	$-71,558	$13,058	-6.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
LINDA O JACKSON Jr	DIRECTOR	1.00	Director	$0	$0	$0
DERRICK FORT	DIRECTOR	1.00	Director	$0	$0	$0
KING CUTTER	DIRECTOR	1.00	Director	$0	$0	$0
CETH LAND	DIRECTOR	1.00	Director	$0	$0	$0
JASON MONTGOMERY	PRESIDENT	1.00	Officer Director	$0	$0	$0
ROBBIE OUTZ	DIRECTOR	1.00	Director	$0	$0	$0
JOANN EADDY	DIRECTOR	1.00	Director	$0	$0	$0
CARRIE ANNA STRANGE	DIRECTOR	1.00	Director	$0	$0	$0
FELICIA MILLER	DIRECTOR	1.00	Director	$0	$0	$0
MONICA L BASS	DIRECTOR	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$331,610	$403,168	$17,030	$-71,558
2023	$466,653	$453,595	$88,588	$13,058
2022	$432,449	$424,790	$75,530	$7,659
2021	$186,834	$202,342	$67,871	$-15,508
2020	$262,400	$321,715	$83,379	$-59,315
2019	$333,373	$328,145	$142,694	$5,228
2018	$313,784	$317,638	$137,466	$-3,854