FEDERATION CENTER OF THE BLIND

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1961

Legal Domicile

Principal Officer

DAVID HOUCK

Phone

8032543777

Tax Period

2025-01-01 to 2025-12-31

FEDERATION CENTER OF THE BLIND, founded in 1961, is a small nonprofit in the Diseases & Disorders sector that reported $284K in total revenue in fiscal year 2025. Revenue surged 66% from the prior year, signaling strong growth momentum. The organization ran a surplus of $70K, a strong 25% operating margin.

Mission

THE MISSION OF THE FEDERATION CENTER OF THE BLIND IS TO PROMOTE THE SOCIAL, SPIRITUAL, AND ECONOMIC WELFARE OF BLIND PERSONS.

Program Service Accomplishments

Program 1

Expenses: $51,865

EMPLOYMENT ASSISTANCE: PROVIDING EMPLOYMENT ASSISTANCE TO BLIND PEOPLE WHO ARE SOCIALLY AND ECONOMICALLY DISADVANTAGED

Program 2

Expenses: $21,109

PUBLIC EDUCATION: ALERTING BLIND AND SIGHTED PEOPLE ALIKE TO PROPER ATTITUDES TOWARD BLINDENESS. ALSO, FINDING AND REACHING THE FULL POTENTIAL OF ALL BLIND PEOPLE.

Program 3

Expenses: $105,951

OTHER PROGRAMS TO ASSIST THE BLIND

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $259,672

Program Service Revenue $0

Investment Income $44

Other Revenue $24,005

TOTAL REVENUE $283,721

Expense Breakdown

Grants Paid $500

Salaries & Benefits $56,284

Fundraising Expenses $0

Program Expenses $178,925

Other Expenses $156,789

TOTAL EXPENSES $213,573

Year-over-Year Comparison

	2025	2024	Change
Revenue	$283,721	$170,442	+0.7%
Expenses	$213,573	$192,216	+0.1%
Net Income	$70,148	$-21,774	-4.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$33,531

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
FRANK LOZA	BOARD MEMBER	2.00	Director	$0	$0	$0
ED BIBLE	CHAIRMAN	2.00	Officer Director	$0	$0	$0
DEBRA CANTY	VICE CHAIRMAN	1.00	Officer Director	$0	$0	$0
ISAIAH NELSON	BOARD MEMBER	1.00	Director	$0	$0	$0
LENORA ROBERTSON	BOARD MEMBER	1.00	Director	$0	$0	$0
JW SMITH	BOARD MEMBER	1.00	Director	$0	$0	$0
VALERIE WARRINGTON	BOARD MEMBER	1.00	Director	$0	$0	$0
SHANNON COOK	SECRETARY	1.00	Officer Director	$0	$0	$0
MARTY MCKENZIE	BOARD MEMBER	1.00	Director	$0	$0	$0
DAVID HOUCK	EXECUTIVE DIRECTOR	2.00	Officer	$33,531	$0	$33,531

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$283,721	$213,573	$150,857	$70,148
2024	No data	No data	No data	No data
2023	$183,953	$158,620	$101,910	$25,333
2022	$138,297	$122,146	$77,708	$16,151
2021	$168,832	$167,789	$63,768	$1,043
2020	$206,437	$196,634	$62,338	$9,803