FELLOWSHIP OF CHRISTIAN FARMNERS INTL (EIN 570807260) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1986

Legal Domicile

Principal Officer

DANIEL JANZEN

Phone

3093658710

Tax Period

2025-01-01 to 2025-12-31

FELLOWSHIP OF CHRISTIAN FARMNERS INTL, founded in 1986, is a small nonprofit that reported $784K in total revenue in fiscal year 2025. Revenue grew 16% year-over-year, indicating healthy expansion. The organization ran a surplus of $156K, a strong 20% operating margin.

Mission

TO BUILD, MAINTAIN, AND STRENGTHEN FAITH IN GOD FOR THE FARMER, THE FARM FAMILY, AND THE FARMING INDUSTRY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $745,784

Program Service Revenue $0

Investment Income $15

Other Revenue $38,125

TOTAL REVENUE $783,924

Expense Breakdown

Grants Paid $0

Salaries & Benefits $163,960

Fundraising Expenses $18,221

Program Expenses $465,840

Other Expenses $463,545

TOTAL EXPENSES $627,505

Year-over-Year Comparison

	2025	2024	Change
Revenue	$783,924	$674,515	+0.2%
Expenses	$627,505	$648,861	0.0%
Net Income	$156,419	$25,654	+5.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
STEVE CERNEK	PRESIDENT	1.00	Officer Director	$0	$0	$0
DAVE CARTER	VICE PRESIDENT	1.00	Officer Director	$0	$0	$0
TOM KEITHLEY	TREASURER	1.00	Officer Director	$0	$0	$0
DEB HERROLD	SECRETARY	1.00	Officer Director	$0	$0	$0
JOCELYN AUBUT	DIRECTOR	1.00	Director	$0	$0	$0
JIM NELSON	DIRECTOR	1.00	Director	$0	$0	$0
STEVE FISCHER	DIRECTOR	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$783,924	$627,505	$322,242	$156,419
2024	$674,515	$648,861	$174,626	$25,654
2023	$421,345	$657,479	$144,854	$-236,134
2022	$731,929	$564,091	$380,674	$167,838
2021	$590,422	$483,541	$217,378	$106,881
2020	$438,372	$398,139	$126,488	$40,233
2019	$461,811	$493,355	$68,700	$-31,544
2018	$442,479	$487,298	$103,363	$-44,819

FELLOWSHIP OF CHRISTIAN FARMNERS INTL