Birmingham Business Alliance Foundation (EIN 570892546) - Form 990 Financial Analysis & Trantor Score

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Tuckman-Chang Vulnerability Assessment

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1988

Legal Domicile

Principal Officer

Steve Ammons

Phone

2053242100

Tax Period

2023-01-01 to 2023-12-31

Birmingham Business Alliance Foundation, founded in 1988, is a small nonprofit in the Community Improvement sector that reported $230K in total revenue in fiscal year 2018. Revenue fell 54% from the prior year — a significant decline worth monitoring. Expenses of $518K exceeded revenue, resulting in a 125% operating deficit.

Mission

To promote business and commerce and to further educational endeavors in the Birmingham, Alabama region.

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Trantor Score

Financial Health & Payment Capacity Assessment (FICO Scale: 300–850)

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $587,274

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $587,274

Expense Breakdown

Grants Paid $460,602

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $480,602

Other Expenses $23,751

TOTAL EXPENSES $484,353

Year-over-Year Comparison

	2023	2022	Change
Revenue	$587,274	$4,572,216	-0.9%
Expenses	$484,353	$4,106,583	-0.9%
Net Income	$102,921	$465,633	-0.8%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$457,703

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Mark Tarr	Director	0.10	Director	$0	$0	$0
Gregory S Curran	Director, Chairperson	0.10	Director	$0	$0	$0
Joe Hampton	Director	0.10	Director	$0	$0	$0
Bingham D Edwards Jr	Vice President & Secretary	0.10	Officer	$0	$0	$0
Emily Jerkins	President (former)	0.10	Officer	$0	$21,045	$254,412
Steve Ammons	President & CEO	0.10	Officer	$0	$19,267	$203,291

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$587,274	$484,353	$185,993	$102,921
2022	$4,572,216	$4,106,583	$83,072	$465,633
2021	$5,613,196	$3,636,637	$2,294,678	$1,976,559
2020	$254,500	$47,348	$316,812	$207,152
2019	No data	$51,000	$109,660	No data
2018	$230,000	$518,258	$160,660	$-288,258

Birmingham Business Alliance Foundation