GERMANTOWN, TN
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)THE JOSEPHINE CIRCLE INC, founded in 1914, is a micro nonprofit that reported $16K in total revenue in fiscal year 2024. Revenue decreased 18% compared to the prior year. Expenses of $112K exceeded revenue, resulting in a 591% operating deficit.
THE ORGANIZATION IS DEDICATED EXCLUSIVELY TO HELPING PROVIDE HIGHER EDUCATION TO DESERVING YOUNG MEN AND WOMEN IN THE FIELDS OF EDUCATION, BUSINESS, AND MEDICINE. THE LOANS AND SCHOLARSHIPS AWARDED BY THE ORGANIZATION ALLOW NEEDY STUDENTS TO CONTINUE THEIR STUDIES WHILE FACING FINANCIAL HARDSHIPS.
SCHOLARSHIPS AND ENDOWMENTS TO: UNIVERSITY OF TENNESSEE COLLEGE OF NURSING $50,000, UNIVERSITY OF TENNESSEE $50,000, AND UNIVERSITY OF MEMPHIS $5,000
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2024 | 2023 | Change | |
|---|---|---|---|
| Revenue | $16,147 | $19,698 | -0.2% |
| Expenses | $111,524 | $9,875 | +10.3% |
| Net Income | $-95,377 | $9,823 | -10.7% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| LINDA ASHMORE | BOARD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| BECKY BARTON | BOARD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| SYLVIA COX | BOARD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| MARIE DOWLING | BOARD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| RITA GARRIGAN | BOARD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| SUSAN HOBACK | BOARD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| EULA HORRELL | BOARD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| LEE LINDSAY | BOARD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| PAT MCCALEB | BOARD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| CAROLE PRUETT | BOARD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| KATHY SMITH | BOARD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| LINDA YOAKUM | BOARD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| LYNN RUSSELL | BOARD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| ANN NEWELL | BOARD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| CINDY NORMAN | BOARD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| PATTIE RUSSELL | BOARD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| PAT MASSENGIL | BOARD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| TONI RUTLEDGE | BOARD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| MARSHA CAYCE | EX-OFFICIO | 1.00 |
Officer
|
$0 | $0 | $0 |
| MARTHA MCINTOSH | TREASURER | 1.00 |
Officer
|
$0 | $0 | $0 |
| NORANN MCMANUS | PRESIDENT | 1.00 |
Officer
|
$0 | $0 | $0 |
| LIZ THOMAS | VICE-PRESIDENT | 1.00 |
Officer
|
$0 | $0 | $0 |
| MICHELLE MERRITT | RECORDING SECRETARY | 1.00 |
Officer
|
$0 | $0 | $0 |
| LESLIE NOAH | CORRESPONDING SECRETARY | 1.00 |
Officer
|
$0 | $0 | $0 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2026 | No data | No data | No data | No data |
| 2025 | $16,147 | $111,524 | $467,029 | $-95,377 |
| 2024 | $19,698 | $9,875 | $553,162 | $9,823 |
| 2023 | $25,429 | $215,007 | $543,474 | $-189,578 |
| 2022 | $22,580 | $19,657 | $733,052 | $2,923 |
| 2021 | $14,230 | $15,424 | $730,129 | $-1,194 |
| 2020 | $42,798 | $18,593 | $731,323 | $24,205 |
| 2019 | $18,157 | $21,124 | $707,118 | $-2,967 |
Compare THE JOSEPHINE CIRCLE INC with other nonprofits in Tennessee and across the country.