UNITED WAY OF SOUTH CENTRAL TENNESSEE

EIN: 581341880 501(c)(3)

MURFREESBORO, TN

Total Revenue
$3,424,531
Total Expenses
$3,108,299
Total Assets
$3,716,131
Net Assets
$2,587,144
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1956
Legal Domicile
TN
Principal Officer
KRISTEN SWANN
Phone
6158937303
Tax Period
2024-07-01 to 2025-06-30

UNITED WAY OF SOUTH CENTRAL TENNESSEE, founded in 1956, is a community nonprofit that reported $3.4M in total revenue in fiscal year 2024. Revenue surged 32% from the prior year, signaling strong growth momentum. Expenses of $3.1M left a modest 9% surplus.

Mission

IMPROVE LIVES BY ADVANCING OPPORTUNITIES FOR EDUCATION, HEALTH AND FINANCIAL STABILITY FOR ALL.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $3,051,142
Program Service Revenue $284,689
Investment Income $93,121
Other Revenue $-4,421
TOTAL REVENUE $3,424,531

Expense Breakdown

Grants Paid $877,722
Salaries & Benefits $1,229,769
Fundraising Expenses $239,567
Program Expenses $2,434,472
Other Expenses $1,000,808
TOTAL EXPENSES $3,108,299

Year-over-Year Comparison

2024 2023 Change
Revenue $3,424,531 $2,588,743 +0.3%
Expenses $3,108,299 $2,687,256 +0.2%
Net Income $316,232 $-98,513 -4.2%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
28
Independent Members
28
Employees
26
Volunteers
922

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
5
$220,454
Total Directors
28
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
MICHELLE CARMACK MEMBER 1.00
Director
$0 $0 $0
CASEY RAINEY BOARD CHAIR 1.00
Officer Director
$0 $0 $0
LAUREN HERALD MEMBER 1.00
Director
$0 $0 $0
MEGAN HENLEY MEMBER 1.00
Director
$0 $0 $0
KASEY TALBOTT MEMBER 1.00
Director
$0 $0 $0
JASON KING MEMBER 1.00
Director
$0 $0 $0
MICHELLE SIMMONS MEMBER 1.00
Director
$0 $0 $0
DEB THOMPSON MEMBER 1.00
Director
$0 $0 $0
LORI WILLIAMS MEMBER 1.00
Director
$0 $0 $0
JAMES EVANS MEMBER 1.00
Director
$0 $0 $0
ROBIN SEAY MEMBER 1.00
Director
$0 $0 $0
GLORIA BONNER MEMBER 1.00
Director
$0 $0 $0
PATRICK CAMMACK MEMBER 1.00
Director
$0 $0 $0
FRED HALFPAP MEMBER 1.00
Director
$0 $0 $0
DAVID WOMACK MEMBER 1.00
Director
$0 $0 $0
JAMES CALDER MEMBER 1.00
Director
$0 $0 $0
ASHLEY WRIGHT MEMBER 1.00
Director
$0 $0 $0
ASHLEY STEARNS MEMBER 1.00
Director
$0 $0 $0
FRANCELA SALAS MEMBER 1.00
Director
$0 $0 $0
LATONYA WYNNE MEMBER 1.00
Director
$0 $0 $0
THOMAS RODDY FINANCE CHAIR/TREASURER 1.00
Officer Director
$0 $0 $0
TREY DUKE III MEMBER 1.00
Director
$0 $0 $0
STACY WILDER MEMBER 1.00
Director
$0 $0 $0
RONALD ROBERTS BOARD CHAIR ELECT/SECRETAR 1.00
Officer Director
$0 $0 $0
JAMES MCCARROLL JR MEMBER 1.00
Director
$0 $0 $0
BRANDON DOYLE MEMBER 1.00
Director
$0 $0 $0
YOLANDA GREENE MEMBER 1.00
Director
$0 $0 $0
DIANE TURNHAM MEMBER 1.00
Director
$0 $0 $0
KRISTEN SWANN PRESIDENT AND CEO 40.00
Officer
$94,093 $9,771 $103,864
STAN JACKSON VP FINANCE AND ADMINISTRAT 40.00
Officer
$107,207 $9,383 $116,590
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $3,424,531 $3,108,299 $3,716,131 $316,232
2024 $2,588,743 $2,687,256 $3,508,108 $-98,513
2023 $2,636,789 $2,623,887 $3,608,385 $12,902
2022 $2,875,196 $2,521,463 $3,301,520 $353,733
2021 $2,685,974 $2,321,894 $3,385,255 $364,080
2020 $2,355,454 $2,224,009 $2,595,276 $131,445
2019 $2,567,628 $2,557,130 $2,765,608 $10,498
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