LOVELADY RESCUE SQUAD INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1961

Legal Domicile

Principal Officer

THOMAS HIGH

Phone

8283963335

Tax Period

2018-07-01 to 2019-06-30

LOVELADY RESCUE SQUAD INC, founded in 1961, is a micro nonprofit that reported $61K in total revenue in fiscal year 2018.

Mission

PUBLIC SUPPORTED RESCUE AND EMERGENCY SERVICES

Program Service Accomplishments

Program 1

Expenses: $29,811

PROVIDING RESCUE AND EMERGENCY SERVICES FREE OF CHARGE TO PERSONS SUFFERING FROM FIRE, FLOODS, ACCIDENTS, AND OTHER DISASTERS IN THE LOVELADY COMMUNITY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2018)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $222

Investment Income $-61,318

Other Revenue $0

TOTAL REVENUE $-61,096

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $29,811

Other Expenses $56,164

TOTAL EXPENSES $56,164

Year-over-Year Comparison

	2018	2017	Change
Revenue	$-61,096	$-5,419	+10.3%
Expenses	$56,164	$66,918	-0.2%
Net Income	$-117,260	$-72,337	+0.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JENNIFER STARNES	SECRETARY	1.00	Officer Director	$0	$0	$0
THOMAS HIGH	TREASURER	2.00	Officer Director	$0	$0	$0
BEVERLY FRYE	PRESIDENT	2.00	Officer Director	$0	$0	$0
NORMAN MILLER	DIRECTOR	1.00	Officer Director	$0	$0	$0
GARY WILLIAMS	DIRECTOR	1.00	Officer Director	$0	$0	$0
ROGER MCGUIRE	DIRECTOR	1.00	Officer Director	$0	$0	$0
CARROLL BUMGARNER	DIRECTOR	1.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2019	$-61,096	$56,164	$213,219	$-117,260
2018	$-5,419	$66,918	$330,479	$-72,337