CHRISTIAN COOPERATIVE MINISTRY INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1982

Legal Domicile

Principal Officer

RITA PARISH

Phone

6158686865

Tax Period

2025-01-01 to 2025-12-31

CHRISTIAN COOPERATIVE MINISTRY INC, founded in 1982, is a small nonprofit that reported $132K in total revenue in fiscal year 2025. The organization ran a surplus of $31K, a strong 24% operating margin.

Mission

TO PROVIDE FOOD AND CLOTHING FOR THE RESIDENTS IN MADISON, TENNESSEE AND SURROUNDING DAVIDSON COUNTY RESIDENTS THAT ARE IN NEED. WE ALSO PROVIDE SACK LUNCHES TO THE HOMELESS IN THE AREA.

Program Service Accomplishments

Program 1

Expenses: $79,182

TO PROVIDE FOOD AND CLOTHING FOR THE RESIDENTS IN MADISON, TENNESSEE AND SURROUNDING DAVIDSON COUNTY RESIDENTS THAT ARE IN NEED. WE ALSO PROVIDE SACK LUNCHES TO THE HOMELESS IN THE AREA.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $118,078

Program Service Revenue $0

Investment Income $12,379

Other Revenue $1,221

TOTAL REVENUE $131,678

Expense Breakdown

Grants Paid $0

Salaries & Benefits $62,869

Fundraising Expenses $0

Program Expenses $79,182

Other Expenses $37,377

TOTAL EXPENSES $100,246

Year-over-Year Comparison

	2025	2024	Change
Revenue	$131,678	$126,271	+0.0%
Expenses	$100,246	$101,553	0.0%
Net Income	$31,432	$24,718	+0.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
SHERYL HALL	VICE PRESIDE	1.00	Officer	$0	$0	$0
MARGARET HICKMAN	PRESIDENT	3.00	Officer	$0	$0	$0
RITA PARISH	TREASURER	3.00	Officer	$0	$0	$0
THEO WELLINGTON	SECRETARY	2.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$131,678	$100,246	$443,608	$31,432