Habitat For Humanity of Catawba Valley Inc

EIN: 581652358 501(c)(3) Housing & Shelter

Hickory, NC

Total Revenue
$3,578,507
Total Expenses
$4,475,302
Total Assets
$5,459,726
Net Assets
$2,695,255
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1985
Legal Domicile
NC
Principal Officer
Mitzi Gellman
Phone
8283284663
Tax Period
2023-07-01 to 2024-06-30

Habitat For Humanity of Catawba Valley Inc, founded in 1985, is a community nonprofit in the Housing & Shelter sector that reported $3.6M in total revenue in fiscal year 2023. Revenue surged 26% from the prior year, signaling strong growth momentum. Expenses of $4.5M exceeded revenue, resulting in a 25% operating deficit.

Mission

TO HELP ECONOMICALLY DISAVANTAGED PERSONS

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $1,039,096
Program Service Revenue $2,440,459
Investment Income $22,489
Other Revenue $76,463
TOTAL REVENUE $3,578,507

Expense Breakdown

Grants Paid $0
Salaries & Benefits $2,166,087
Fundraising Expenses $347,601
Program Expenses $3,865,922
Other Expenses $2,309,215
TOTAL EXPENSES $4,475,302

Year-over-Year Comparison

2023 2022 Change
Revenue $3,578,507 $2,848,151 +0.3%
Expenses $4,475,302 $3,539,791 +0.3%
Net Income $-896,795 $-691,640 +0.3%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
12
Independent Members
12
Employees
28
Volunteers
127

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
3
$0
Total Directors
12
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
Lori Greveling Vice President 0.50
Officer Director
$0 $0 $0
Tara Bland President 0.50
Officer Director
$0 $0 $0
Jim Meade Treasurer 0.50
Officer Director
$0 $0 $0
Rodney Garren Board of Directors 0.50
Director
$0 $0 $0
Jim Benton Board of Directors 0.50
Director
$0 $0 $0
David Parsons Board of Directors 0.50
Director
$0 $0 $0
Rob Howard Board of Directors 0.50
Director
$0 $0 $0
Gerry Knox Board of Directors 0.50
Director
$0 $0 $0
Tiffany Gray-Napier Board of Directors 0.50
Director
$0 $0 $0
Margaret Pope Board of Directors 0.50
Director
$0 $0 $0
Jill Patton Board of Directors 0.50
Director
$0 $0 $0
Jane Jonkhoff Board of Directors 0.50
Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 No data No data No data No data
2024 $3,578,507 $4,475,302 $5,459,726 $-896,795
2023 $2,848,151 $3,539,791 $5,806,246 $-691,640
2022 $5,308,346 $2,708,404 $6,092,657 $2,599,942
2021 $2,274,528 $2,111,539 $4,106,739 $162,989
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