BENTON COUNTY CHAMBER OF COMMERCE

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1985

Legal Domicile

Phone

7315848395

Tax Period

2024-07-01 to 2025-06-30

BENTON COUNTY CHAMBER OF COMMERCE, founded in 1985, is a small nonprofit that reported $224K in total revenue in fiscal year 2024. The organization ran a surplus of $52K, a strong 23% operating margin.

Mission

PROMOTION OF CAMDEN/BENTON COUNTY

Program Service Accomplishments

Program 1

Expenses: $150,603

SEMINARS, MARKETING LITERATURE, WEBSITE, VACATION GUIDES, AND VARIOUS OTHER TOURIM ACTIVITIES TO PROMOTE THE COUNTY.

Program 2

Expenses: $7,005 Revenue: $9,465

ANNUAL BANQUET HELD TO ENALBE MEMBERSHIP AND GUEST TO NETWORK AND TO HIGHLIGHT NEW BUSINESSES AND THOSE THAT CONTRIBUTE TO THE COUNTY.

Program 3

Expenses: $1,505 Revenue: $4,855

BARGAIN HIGHWAY - ANNUAL COMMUNITY SALES TO BRING PEOPLE TO THE COUNTY AND GENERATE REVENUE FOR AREA BUSINESSES

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $216,853

Program Service Revenue $0

Investment Income $4,222

Other Revenue $3,305

TOTAL REVENUE $224,380

Expense Breakdown

Grants Paid $0

Salaries & Benefits $81,336

Fundraising Expenses $12,907

Program Expenses $159,113

Other Expenses $90,684

TOTAL EXPENSES $172,020

Year-over-Year Comparison

	2024	2023	Change
Revenue	$224,380	N/A	N/A
Expenses	$172,020	N/A	N/A
Net Income	$52,360	N/A	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

$71,810

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
LORIE MATLOCK	EXEC DIRECTO	40.00	Key Emp	$52,000	$0	$52,000
MYSTIE CORDLE	EXEC ASSISTANT	40.00	Key Emp	$19,810	$0	$19,810
BEVERLY BEAL	DIRECTOR	1.00	Director	$0	$0	$0
BLAKE ARNOLD	DIRECTOR	1.00	Director	$0	$0	$0
BLAKE PARKER	DIRECTOR	1.00	Director	$0	$0	$0
BUCK CARTER	DIRECTOR	1.00	Director	$0	$0	$0
DAWN BONGIOVANNI	DIRECTOR	1.00	Director	$0	$0	$0
DEE DEDMON	DIRECTOR	1.00	Director	$0	$0	$0
DONNA COLE	DIRECTOR	1.00	Director	$0	$0	$0
JUSTIN HARGROVE	DIRECTOR	1.00	Director	$0	$0	$0
JO JONES	SECRETARY	1.00	Officer	$0	$0	$0
KIM INMAN	TREASURER	1.00	Officer	$0	$0	$0
KEVIN STEPP	PRESIDENT	1.00	Officer	$0	$0	$0
SCOTT OWENS	VICE PRESIDENT	1.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$224,380	$172,020	$199,850	$52,360