MISSISSIPPI WORKERS COMPENSATION SELF-INSURER GUA (EIN 581914219) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1988

Legal Domicile

Principal Officer

JAMES W SNIDER

Tax Period

2019-01-01 to 2019-12-31

MISSISSIPPI WORKERS COMPENSATION SELF-INSURER GUA, founded in 1988, is a micro nonprofit in the Mutual Benefit sector that reported $80K in total revenue in fiscal year 2019. Revenue fell 26% from the prior year — a significant decline worth monitoring. Expenses of $222K exceeded revenue, resulting in a 177% operating deficit.

Mission

PROVIDE A MECHANISM FOR THE PAYMENT OF COVERED CLAIMS UNDER THE WORKERS COMPENSATION LAW, AVOID EXCESSIVE DELAY IN PAYMENT AND TO AVOID FINANCIAL LOSS TO CLAIMANTS BECAUSE OF THE INSOLVENCY OF A SELF-INSURER, TO ASSIST IN PREVENTION OF S/I INSOLVENCIES

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2019)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $50,126

Investment Income $30,340

Other Revenue $0

TOTAL REVENUE $80,466

Expense Breakdown

Grants Paid $0

Salaries & Benefits $91,840

Fundraising Expenses $0

Program Expenses $50,126

Other Expenses $130,651

TOTAL EXPENSES $222,491

Year-over-Year Comparison

	2019	2018	Change
Revenue	$80,466	$108,170	-0.3%
Expenses	$222,491	$262,728	-0.2%
Net Income	$-142,025	$-154,558	-0.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$85,312

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
CAROL BLACKWELL	DIRECTOR	1.00	Director	$0	$0	$0
JERRY FARR	DIRECTOR	1.00	Director	$0	$0	$0
JANET STAPLES	VICE CHAIRMAN	3.00	Officer	$0	$0	$0
BRIAN TENNANT	SECRETARY TREASURER	3.00	Officer	$0	$0	$0
STEVEN GRAY	CHAIRMAN	5.00	Officer	$0	$0	$0
JAMES W SNIDER	EXECUTIVE DIRECTOR	40.00	Officer Highest	$85,312	$0	$85,312

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2019	$80,466	$222,491	$1,958,864	$-142,025
2018	$108,170	$262,728	$1,647,209	$-154,558

MISSISSIPPI WORKERS COMPENSATION SELF-INSURER GUA