CROSSROADS CAREER SERVICES INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1987

Legal Domicile

Principal Officer

BRIAN HORVATH

Phone

8646627667

Tax Period

2018-01-01 to 2018-12-31

CROSSROADS CAREER SERVICES INC, founded in 1987, is a small nonprofit in the Employment sector that reported $244K in total revenue in fiscal year 2018. The organization ran a surplus of $85K, a strong 35% operating margin.

Mission

CROSSROADS CAREER SERVICES HELPS PEOPLE TO HEAR GOD CALLING, GET THE RIGHT JOB AND MAXIMIZE THEIR CAREER.

Program Service Accomplishments

Program 1

Expenses: $48,126 Revenue: $235,520

CROSSROADS CAREER NETWORK HELPS PEOPLE FIND JOBS, CAREERS, AND GOD'S CALLING. IT IS A NATIONAL MEMBERSHIP OF CHURCH AND COMMUNITY ORGANIZATIONS AS WELL AS PROFESSIONAL AFFILIATES IN COACHING...

CROSSROADS CAREER NETWORK HELPS PEOPLE FIND JOBS, CAREERS, AND GOD'S CALLING. IT IS A NATIONAL MEMBERSHIP OF CHURCH AND COMMUNITY ORGANIZATIONS AS WELL AS PROFESSIONAL AFFILIATES IN COACHING, COUNSELING, AND CONSULTING. WE PROVIDE FAITH-BASED CAREER AND JOB SEARCH ONLINE RESOURCES COMBINED WITH ON THE GROUND, ONE ON ONE HELP TO OVER 35,000 REGISTERED INDIVIDUALS. CROSSROADS CAREER SERVICES EQUIPS AND SERVES NETWORK MEMBERS WITH EFECTIVE AND PRACTICAL ONLINE CAREER, MINISTRY AND EMPLOYER RESOURCES. A NATIONAL SERVICE TEAM ALSO PROVIDES PHONE AND EMAIL HELP DESK SERVICES AND MINISTRY COACHING.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2018)

Revenue Breakdown

Contributions & Grants $236,657

Program Service Revenue $0

Investment Income $0

Other Revenue $7,055

TOTAL REVENUE $243,712

Expense Breakdown

Grants Paid $0

Salaries & Benefits $76,592

Fundraising Expenses $26,437

Program Expenses $48,126

Other Expenses $82,033

TOTAL EXPENSES $158,625

Year-over-Year Comparison

	2018	2017	Change
Revenue	$243,712	N/A	N/A
Expenses	$158,625	N/A	N/A
Net Income	$85,087	N/A	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

$70,769

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
TIM KRAUSS	BOARD MEMBER	1.00	Director	$0	$0	$0
ROBERT MCKENZIE	BOARD MEMBER	1.00	Director	$0	$0	$0
JAMES MOORE	BOARD MEMBER	1.00	Director	$0	$0	$0
BRIAN RAY	BOARD MEMBER	1.00	Director	$0	$0	$0
DAVID SPARKMAN	CHAIRMAN	1.00	Director	$0	$0	$0
BRIAN HORVATH	EXECUTIVE DIRECTOR	40.00	Director	$70,769	$0	$70,769

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2018	$243,712	$158,625	$233,940	$85,087