CORAL GABLES CHAMBER OF COMMERCE

EIN: 590205525

CORAL GABLES, FL

Total Revenue
$1,564,562
Total Expenses
$1,661,798
Total Assets
$2,308,135
Net Assets
$833,887
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1925
Legal Domicile
FL
Principal Officer
ADDYS KURLA
Tax Period
2023-09-01 to 2024-08-31

CORAL GABLES CHAMBER OF COMMERCE, founded in 1925, is a community nonprofit that reported $1.6M in total revenue in fiscal year 2023. Revenue grew 13% year-over-year, indicating healthy expansion.

Mission

COMMUNITY ACTIVITIES

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $1,284,426
Investment Income $44,143
Other Revenue $235,993
TOTAL REVENUE $1,564,562

Expense Breakdown

Grants Paid $0
Salaries & Benefits $795,195
Fundraising Expenses $0
Program Expenses $668,943
Other Expenses $866,603
TOTAL EXPENSES $1,661,798

Year-over-Year Comparison

2023 2022 Change
Revenue $1,564,562 $1,382,740 +0.1%
Expenses $1,661,798 $1,540,756 +0.1%
Net Income $-97,236 $-158,016 -0.4%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
35
Independent Members
35
Employees
10
Volunteers
N/A

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
1
$287,743
Total Directors
2
$287,743
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
MARK A TROWBRIDGE DECEASED PRESIDENT 1.00
Officer Director
$287,743 $0 $287,743
ADDYS KURLA TRUSTEE/DIRE 1.00
Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2024 $1,564,562 $1,661,798 $2,308,135 $-97,236
2023 $1,382,740 $1,540,756 $2,417,875 $-158,016
2022 $1,540,945 $1,416,059 $1,800,146 $124,886
2021 $1,237,441 $1,175,037 $1,807,755 $62,404
2020 $1,729,018 $1,331,895 $1,532,636 $397,123
2019 $1,308,526 $1,354,172 $2,258,439 $-45,646
2018 $1,240,643 $1,213,703 $2,334,939 $26,940
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