JACKSON COUNTY CHAMBER OF COMMERCE

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1969

Legal Domicile

Principal Officer

LACEY EKBERG

Phone

8504828060

Tax Period

2024-01-01 to 2024-12-31

JACKSON COUNTY CHAMBER OF COMMERCE, founded in 1969, is a small nonprofit that reported $106K in total revenue in fiscal year 2024. Revenue fell 59% from the prior year — a significant decline worth monitoring. Expenses of $169K exceeded revenue, resulting in a 59% operating deficit.

Mission

THE JACKSON COUNTY CHAMBER OF COMMERCE IS THE CHAMPION FOR A SUCCESSFUL BUSINESS CLIMATE AND A CATALYST FOR A ROBUST ECONOMY IN OUR REGION.

Program Service Accomplishments

Program 1

THE CHAMBER SHALL SEEK TO ENSURE THE THRIVING ECONOMY THROUGH A PROGRAM OF RELEVANT MEMBER SERVICES, ACTIVE BUSINESS ADVOCACY, AND EFFECTIVE GOVERNMENT RELATIONS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $94,894

Program Service Revenue $10,989

Investment Income $431

Other Revenue $0

TOTAL REVENUE $106,314

Expense Breakdown

Grants Paid $0

Salaries & Benefits $80,276

Fundraising Expenses $0

Other Expenses $89,176

TOTAL EXPENSES $169,452

Year-over-Year Comparison

	2024	2023	Change
Revenue	$106,314	$261,294	-0.6%
Expenses	$169,452	$253,657	-0.3%
Net Income	$-63,138	$7,637	-9.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$68,733

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
LOGAN CHAPPELL	PAST CHAIR	1.00	Director	$0	$0	$0
SHARON CURRY	DIRECTOR	1.00	Director	$0	$0	$0
RHONDON GRAY	DIRECTOR	1.00	Director	$0	$0	$0
GRACE DAMPIER	DIRECTOR	1.00	Director	$0	$0	$0
KENNY RAY MITCHELL	DIRECTOR	1.00	Director	$0	$0	$0
AMANDA PARRISH	VICE CHAIR	1.00	Director	$0	$0	$0
ARLENE DAVIS	DIRECTOR	1.00	Director	$0	$0	$0
LACY FARKASH	DIRECTOR	1.00	Director	$0	$0	$0
BRENT MELVIN	TREASURER	1.00	Director	$0	$0	$0
KEVIN YODER	CHAIR	1.00	Director	$0	$0	$0
JAY PLAYER	DIRECTOR	1.00	Director	$0	$0	$0
BILL RENTZ	DIRECTOR	1.00	Director	$0	$0	$0
DOUG COTTON	DIRECTOR	1.00	Director	$0	$0	$0
ARTHUR OBAR	DIRECTOR	1.00	Director	$0	$0	$0
BROOKE DONALDSON	DIRECTOR	1.00	Director	$0	$0	$0
DEANNA HALSTEAD	DIRECTOR	1.00	Director	$0	$0	$0
TIFFANY GARLING	PAST EXECUTIVE DIRECTOR	40.00	Officer	$9,333	$0	$9,333
LACEY A EKBERG	EXECUTIVE DIRECTOR	40.00	Officer	$59,400	$0	$59,400

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$106,314	$169,452	$182,990	$-63,138
2023	$261,294	$253,657	$249,977	$7,637
2022	$244,164	$253,297	$246,245	$-9,133
2021	$228,472	$202,007	$252,702	$26,465
2020	$203,719	$157,107	$226,424	$46,612