PUTNAM COUNTY CHAMBER OF COMMERCE INC (EIN 590388995) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1960

Legal Domicile

Principal Officer

LAURA PAVLUS

Phone

3863281503

Tax Period

2023-01-01 to 2023-12-31

PUTNAM COUNTY CHAMBER OF COMMERCE INC, founded in 1960, is a small nonprofit that reported $778K in total revenue in fiscal year 2023. Revenue surged 22% from the prior year, signaling strong growth momentum. Expenses of $754K left a modest 3% surplus.

Mission

THE ORGANIZATION'S PRIMARY PURPOSE IS TO PROMOTE ECONOMIC GROWTH AND DEVELOPMENT IN PUTNAM COUNTY, FLORIDA.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $120,713

Program Service Revenue $653,878

Investment Income $3,069

Other Revenue $608

TOTAL REVENUE $778,268

Expense Breakdown

Grants Paid $0

Salaries & Benefits $418,812

Fundraising Expenses $0

Program Expenses $591,990

Other Expenses $334,889

TOTAL EXPENSES $753,701

Year-over-Year Comparison

	2023	2022	Change
Revenue	$778,268	$638,442	+0.2%
Expenses	$753,701	$653,450	+0.2%
Net Income	$24,567	$-15,008	-2.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$92,020

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JINI ROBBINS	CHAIR	2.00	Officer Director	$0	$0	$0
BENJIE BATES	CHAIR ELECT	2.00	Officer Director	$0	$0	$0
ROBERT MILLS	PAST CHAIR	2.00	Officer Director	$0	$0	$0
GREG BACON	VICE CHAIR TOURISM	2.00	Officer Director	$0	$0	$0
KARLA FLAGG-WRIGHT	TREASURER	2.00	Officer Director	$0	$0	$0
GINA SIMS	VICE CHAIR LEADERSHIP PUTNAM	2.00	Officer Director	$0	$0	$0
WAYNE MCCLAIN	VICE CHAIR EDUCATION/TALENT	2.00	Director	$0	$0	$0
AMBER WILKINSON	VICE CHAIR ECONOMIC DEVE	2.00	Officer Director	$0	$0	$0
TAYLOR DOUGLAS	VICE CHAIR MEMBERSHIP	2.00	Officer Director	$0	$0	$0
LAURA PAVLUS	PRESIDENT	2.00	Officer Director	$0	$0	$0
DANA C JONES	IMMEDIATE PAST PRESIDENT	40.00	Officer	$89,709	$2,311	$92,020
BENITA LOOKADOO	VICE CHAIR COMMUNITY RELATIONS/ADVOCACY	2.00	Officer Director	$0	$0	$0
DESIREE ADKINS	VICE CHAIR BROADBAND	2.00	Officer Director	$0	$0	$0
JOHN BROWNING	DIRECTOR	2.00	Director	$0	$0	$0
JAMES BUGG	DIRECTOR	2.00	Director	$0	$0	$0
CHARLES T DOUGLAS JR	DIRECTOR	2.00	Director	$0	$0	$0
KELLY FLYNN	DIRECTOR	2.00	Director	$0	$0	$0
CHRIS GENT	DIRECTOR	2.00	Director	$0	$0	$0
MATT HOLBROOK	DIRECTOR	2.00	Director	$0	$0	$0
BEN LOTT	DIRECTOR	2.00	Director	$0	$0	$0
JERRY MCCLELLIN	DIRECTOR	2.00	Director	$0	$0	$0
MIKE MEREDITH	DIRECTOR	2.00	Director	$0	$0	$0
JENNIFER MOATES	DIRECTOR	2.00	Director	$0	$0	$0
LANDON SMITH	DIRECTOR	2.00	Director	$0	$0	$0
STEVE OVERTURF	DIRECTOR	2.00	Director	$0	$0	$0
JOHN PATERSON	DIRECTOR	2.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$778,268	$753,701	$617,894	$24,567
2022	$638,442	$653,450	$602,058	$-15,008
2021	$604,036	$609,776	$619,546	$-5,740
2020	$587,808	$582,215	$476,821	$5,593
2019	$571,375	$582,903	$453,893	$-11,528
2018	$501,757	$496,733	$464,459	$5,024

PUTNAM COUNTY CHAMBER OF COMMERCE INC