GREATER WINTER HAVEN CHAMBER OF

EIN: 590514473

WINTER HAVEN, FL

Total Revenue
$646,997
Total Expenses
$574,217
Total Assets
$1,387,232
Net Assets
$925,337
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1981
Legal Domicile
FL
Principal Officer
REBECCA A CLEVAND
Phone
8632932138
Tax Period
2024-10-01 to 2025-09-30

GREATER WINTER HAVEN CHAMBER OF, founded in 1981, is a small nonprofit that reported $647K in total revenue in fiscal year 2024. Revenue grew 14% year-over-year, indicating healthy expansion. Expenses of $574K left a modest 11% surplus.

Mission

Serving, representing, and enhancing business growth in Winter Haven.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $390,857
Program Service Revenue $0
Investment Income $5,691
Other Revenue $250,449
TOTAL REVENUE $646,997

Expense Breakdown

Grants Paid $0
Salaries & Benefits $315,676
Fundraising Expenses $0
Other Expenses $258,541
TOTAL EXPENSES $574,217

Year-over-Year Comparison

2024 2023 Change
Revenue $646,997 $566,233 +0.1%
Expenses $574,217 $603,618 0.0%
Net Income $72,780 $-37,385 -2.9%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
26
Independent Members
24
Employees
11
Volunteers
200

Governance Policies

✓ Conflict of Interest Policy
✓ Whistleblower Policy
✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
5
$105,928
Total Directors
25
$105,928
Key Employees
1
$105,928
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
REBECCA A CLEVELAND PRESIDENT/CEO 40
Officer Director Key Emp
$93,620 $12,308 $105,928
BRIAN REEVES IMM PAST CHAIR 1
Officer Director
$0 $0 $0
NICK PLOTT CHAIR 1
Officer Director
$0 $0 $0
ANN BARNHART CHAIR ELECT 1
Officer Director
$0 $0 $0
ALEX JORDAN TREASURER 1
Officer Director
$0 $0 $0
VALERIE DOLLISON DIRECTOR 1
Director
$0 $0 $0
MIKE MAHALAK DIRECTOR 1
Director
$0 $0 $0
NIKKI SMITH SECRETARY 1
Director
$0 $0 $0
RYAN WHITEHEAD DIRECTOR 1
Director
$0 $0 $0
STEVE CRISMAN DIRECTOR 1
Director
$0 $0 $0
ZACK STRANG DIRECTOR 1
Director
$0 $0 $0
ASHLEY SCANLAN DIRECTOR 1
Director
$0 $0 $0
NAN WEBSTER DIRECTOR 1
Director
$0 $0 $0
KEVIN CARR DIRECTOR 1
Director
$0 $0 $0
TIFFANI GOZDUR DIRECTOR 1
Director
$0 $0 $0
ZAC KLUTENAAR DIRECTOR 1
Director
$0 $0 $0
T MICHAEL STAVRES EX-OFFICIO 1
Director
$0 $0 $0
ANITA STRANG EX OFFICIO 1
Director
$0 $0 $0
BRUCE LYON EX OFFICIO 1
Director
$0 $0 $0
DR STEVE WARNER DIRECTOR 1
Director
$0 $0 $0
ALEX PRICE EX OFFICIO 1
Director
$0 $0 $0
TOM GARTHWAITE DIRECTOR 1
Director
$0 $0 $0
BEACH BROOKS III DIRECTOR 1
Director
$0 $0 $0
CINDY ZIMMERMAN DIRECTOR 1
Director
$0 $0 $0
JON LANE DIRECTOR 1
Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $646,997 $574,217 $1,387,232 $72,780
2024 $566,233 $603,618 $1,357,637 $-37,385
2023 $501,007 $590,921 $1,360,751 $-89,914
2022 $571,320 $544,937 $1,159,004 $26,383
2021 $738,786 $476,191 $1,179,780 $262,595
2020 $731,194 $495,898 $927,120 $235,296
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