WINTER PARK CHAMBER OF COMMERCE (EIN 590514615) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1923

Legal Domicile

Principal Officer

ELIZABETH GARDNER ECKBERT

Phone

4076448281

Tax Period

2023-01-01 to 2023-12-31

WINTER PARK CHAMBER OF COMMERCE, founded in 1923, is a community nonprofit that reported $1.1M in total revenue in fiscal year 2023. Revenue grew 13% year-over-year, indicating healthy expansion. Expenses of $1.5M exceeded revenue, resulting in a 32% operating deficit.

Mission

THE MISSION OF THE WINTER PARK CHAMBER OF COMMERCE IS TO CONVENE PEOPLE AND IDEAS FOR THE BENEFIT OF OUR BUSINESSES AND COMMUNITY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $501,153

Program Service Revenue $339,194

Investment Income $42,071

Other Revenue $227,949

TOTAL REVENUE $1,110,367

Expense Breakdown

Grants Paid $0

Salaries & Benefits $913,986

Fundraising Expenses $0

Program Expenses $1,073,311

Other Expenses $552,161

TOTAL EXPENSES $1,466,147

Year-over-Year Comparison

	2023	2022	Change
Revenue	$1,110,367	$979,376	+0.1%
Expenses	$1,466,147	$1,229,310	+0.2%
Net Income	$-355,780	$-249,934	+0.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

200

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$184,102

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ELIZABETH GARDNER ECKBERT	PRESIDENT	40.00	Officer	$184,102	$0	$184,102
ROBBY BARROWS	DIRECTOR	0.54	Director	$0	$0	$0
JOSH BEITER	DIRECTOR	0.54	Director	$0	$0	$0
JUSTIN BIRMELE	EXECUTIVE	0.77	Officer Director	$0	$0	$0
ALAN CHAMBERS	DIRECTOR	0.77	Director	$0	$0	$0
RYAN DEVOS	DIRECTOR	0.54	Director	$0	$0	$0
PAUL DIETRICH	DIRECTOR	0.54	Director	$0	$0	$0
CARROLL GOGGIN	CHAIR ELECT	1.64	Officer Director	$0	$0	$0
CHARLENE HOTALING	DIRECTOR	0.77	Director	$0	$0	$0
TRACY KLINGLER	CHAIR	1.93	Officer Director	$0	$0	$0
JOEL KNOPP	DIRECTOR	0.54	Director	$0	$0	$0
PD LEWIS	DIRECTOR	0.54	Director	$0	$0	$0
STEVE KRAMER	DIRECTOR	0.54	Director	$0	$0	$0
MARKYS MACKY	DIRECTOR	0.54	Director	$0	$0	$0
PATRICIA MADDOX	DIRECTOR	N/A	Director	$0	$0	$0
DEBBIE MAGRUDER	TREASURER	1.64	Officer Director	$0	$0	$0
JOANNE MCMOHAN	EXECUTIVE	0.77	Officer Director	$0	$0	$0
SAM REDA	DIRECTOR	0.54	Director	$0	$0	$0
SAM STARK	DIRECTOR	0.54	Director	$0	$0	$0
MICHELLE STRENTH	PAST CHAIR	0.77	Officer Director	$0	$0	$0
ALEX UNCEIN	DIRECTOR	0.54	Director	$0	$0	$0
LAURA WALDA	DIRECTOR	0.77	Director	$0	$0	$0
KEITH WHITTINGHAM	DIRECTOR	0.54	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$1,110,367	$1,466,147	$3,041,579	$-355,780
2022	$979,376	$1,229,310	$3,117,672	$-249,934
2021	$1,050,868	$1,015,226	$3,898,095	$35,642
2020	$896,724	$894,313	$3,610,951	$2,411
2019	$950,444	$939,251	$3,554,784	$11,193

WINTER PARK CHAMBER OF COMMERCE