GREATER SEBRING CHAMBER OF COMMERCE (EIN 590532480) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1940

Legal Domicile

Principal Officer

TENILLE DRURY-SMITH

Phone

8633858448

Tax Period

2023-01-01 to 2023-12-31

GREATER SEBRING CHAMBER OF COMMERCE, founded in 1940, is a small nonprofit that reported $353K in total revenue in fiscal year 2023. Revenue grew 11% year-over-year, indicating healthy expansion.

Mission

TO SERVE THE ECONOMIC, EDUCATIONAL, GOVERNMENTAL AND NETWORKING INTEREST OF OUR MEMBERS.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $328,339

Program Service Revenue $33,872

Investment Income $-6,162

Other Revenue $-3,086

TOTAL REVENUE $352,963

Expense Breakdown

Grants Paid $0

Salaries & Benefits $156,072

Fundraising Expenses $0

Other Expenses $229,491

TOTAL EXPENSES $385,563

Year-over-Year Comparison

	2023	2022	Change
Revenue	$352,963	$317,707	+0.1%
Expenses	$385,563	$281,097	+0.4%
Net Income	$-32,600	$36,610	-1.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

120

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$68,894

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
SHANNON SAPP	PAST CHAIR - THRU 12/23	3.00	Officer Director	$0	$0	$0
GARRETT ROBERTS	CHAIR	1.00	Officer Director	$0	$0	$0
MARITZA AYALA	VICE CHAIR	1.00	Officer Director	$0	$0	$0
KENDALL MCINTYRE	INCOMING CHAIR	1.00	Officer Director	$0	$0	$0
SARAH TIMMONS	TREASURER	3.00	Officer Director	$0	$0	$0
MIKE LAMERE	SECRETARY	1.00	Officer Director	$0	$0	$0
WILLIAM ALBRITTON	BOARD MEMBER	1.00	Director	$0	$0	$0
RYAN DANZEY	BOARD MEMBER	1.00	Director	$0	$0	$0
JASON DUNKEL	BOARD MEMBER	1.00	Director	$0	$0	$0
NICOLE GARLINGHOUSE	BOARD MEMBER	1.00	Director	$0	$0	$0
JAMES MCCOY	BOARD MEMBER	1.00	Director	$0	$0	$0
JULIA MERCER	BOARD MEMBER	1.00	Director	$0	$0	$0
HERBERT SOMERS	BOARD MEMBER	1.00	Director	$0	$0	$0
SUSAN STAFFIERI	BOARD MEMBER	1.00	Director	$0	$0	$0
JOHN STORY	BOARD MEMBER	1.00	Director	$0	$0	$0
ALLISON WILLEY	BOARD MEMBER	1.00	Director	$0	$0	$0
TENILLE DRURY-SMITH	PRESIDENT & CEO	40.00	Officer	$68,894	$0	$68,894

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$352,963	$385,563	$903,874	$-32,600
2022	$317,707	$281,097	$545,845	$36,610
2020	$246,889	$190,756	$405,059	$56,133
2019	$246,504	$201,981	$371,098	$44,523
2018	$220,142	$179,109	$366,741	$41,033

GREATER SEBRING CHAMBER OF COMMERCE