GADSDEN COUNTY CHAMBER OF COMMERCE

EIN: 590558449

QUINCY, FL

Total Revenue
$165,770
Total Expenses
$185,974
Total Assets
$85,034
Net Assets
$58,444
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1963
Legal Domicile
FL
Principal Officer
DAVID GARDNER
Phone
8506279231
Tax Period
2022-01-01 to 2022-12-31

GADSDEN COUNTY CHAMBER OF COMMERCE, founded in 1963, is a small nonprofit that reported $166K in total revenue in fiscal year 2022. Revenue fell 36% from the prior year — a significant decline worth monitoring. Expenses of $186K exceeded revenue, resulting in a 12% operating deficit.

Mission

The Chamber was organized for the promotion and betterment of Gadsden County through all walks of life.

Program Service Accomplishments

Program 1

ENCOURAGING NEW BUSINESS VENTURES TO LOCATE IN GADSDEN COUNTY, AND MEMBERSHIP DEVELOPMENT

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2022)

Revenue Breakdown

Contributions & Grants $165,770
Program Service Revenue $0
Investment Income $0
Other Revenue $0
TOTAL REVENUE $165,770

Expense Breakdown

Grants Paid $0
Salaries & Benefits $142,371
Fundraising Expenses $0
Other Expenses $43,603
TOTAL EXPENSES $185,974

Year-over-Year Comparison

2022 2021 Change
Revenue $165,770 $259,583 -0.4%
Expenses $185,974 $190,709 0.0%
Net Income $-20,204 $68,874 -1.3%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
16
Independent Members
15
Employees
4
Volunteers
10

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
3
$78,000
Total Directors
17
$78,000
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
CHARLES McCLELLAN BOARD MEMBER 1.00
Officer Director
$0 $0 $0
HENRY GUNN BOARD MEMBER 1.00
Director
$0 $0 $0
ED HINSON BOARD MEMBER 1.00
Director
$0 $0 $0
BEN CHANDLER BOARD MEMBER 1.00
Director
$0 $0 $0
ASHLEY MAY BOARD MEMBER 1.00
Director
$0 $0 $0
MARY ALICE TILLER BOARD MEMBER 1.00
Director
$0 $0 $0
NORMAN McMILLIAN PAST CHAIRMAN 1.00
Officer Director
$0 $0 $0
BILL HACKNEY BOARD MEMBER 1.00
Director
$0 $0 $0
CHARLIE BROWN CHAIRMAN 1.00
Director
$0 $0 $0
FRANK HOLCOMB SECRETARY & TREASURER 1.00
Director
$0 $0 $0
DAVID GARDNER EXECUTIVE DIRECTOR 40.00
Officer Director
$78,000 $0 $78,000
VIC VICKERS BOARD MEMBER 1.00
Director
$0 $0 $0
JORGE MARTINEZ BOARD MEMBER 1.00
Director
$0 $0 $0
REV CHARLES FLOWER BOARD MEMBER 1.00
Director
$0 $0 $0
CHRISTI HALE BOARD MEMBER 1.00
Director
$0 $0 $0
TYRON SMITH BOARD MEMBER 1.00
Director
$0 $0 $0
KIM GAY BOARD MEMBER 1.00
Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2024 No data No data No data No data
2023 No data No data No data No data
2022 $165,770 $185,974 $85,034 $-20,204
2021 $259,583 $190,709 $101,477 $68,874
2019 $175,849 $147,948 $22,593 $27,901
2018 $194,598 $194,498 $19,602 $100
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