ORLANDO, FL
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)INSIGHT CREDIT UNION, founded in 1935, is a mid-sized nonprofit that reported $33.2M in total revenue in fiscal year 2025. Revenue decreased 10% compared to the prior year.
INSIGHT FINANCIAL CREDIT UNION IS A COOPERATIVE, NOT-FOR-PROFIT FINANCIAL INSTITUTION ORGANIZED TO PROMOTE THRIFT AND PROVIDE CREDIT TO MEMBER; AT ADVANTAGEOUS RATES OVER THOSE GENERALLY AVAILABLE FROM OTHER BANKING SOURCES.
INTEREST IS CHARGED AT MARKET RATES TO MEMBERS TO PROVIDE REVENUE TO PAY FOR THE COST OF THE FUNDS.
FEES AND CHARGES ARE ASSESSED TO MEMBERS FOR FINANCIAL SERVICES. THESE FEES GENERATE THE REVENUE NECESSARY TO PAY THE COSTS TO PROVIDE THESE SERVICES.
EARNINGS FROM THE INVESTMENTS. THE EXCESS OF FUNDS RECEIVED FROM MEMBERS, OVER THE AMOUNT LOANED TO MEMBERS, AS WELL AS ACCUMULATED SURPLUSES IS INVESTED IN SECURITIES ALLOWED BY THE NCUA, AND THE...
EARNINGS FROM THE INVESTMENTS. THE EXCESS OF FUNDS RECEIVED FROM MEMBERS, OVER THE AMOUNT LOANED TO MEMBERS, AS WELL AS ACCUMULATED SURPLUSES IS INVESTED IN SECURITIES ALLOWED BY THE NCUA, AND THE CREDIT UNION'S GOVERNING DOCUMENTS.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2025 | 2024 | Change | |
|---|---|---|---|
| Revenue | $33,176,746 | $36,815,869 | -0.1% |
| Expenses | $33,837,460 | $33,025,125 | +0.0% |
| Net Income | $-660,714 | $3,790,744 | -1.2% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| GEORGE DAVIS | CEO | 45.00 |
Key Emp
|
$441,896 | $48,982 | $490,878 |
| CARLENE L MULLIN | CFO | 45.00 |
Officer
|
$213,231 | $38,199 | $251,430 |
| JESSE DEAN | CRO | 45.00 |
Highest
|
$188,864 | $27,334 | $216,198 |
| JODI PETRALA | CLO | 45.00 |
Highest
|
$179,743 | $28,461 | $208,204 |
| CYNTHIA JONES | CIO | 45.00 |
Highest
|
$172,604 | $34,406 | $207,010 |
| DEBORAH FOLEY | CHIEF RETAIL | 45.00 |
Highest
|
$170,311 | $19,816 | $190,127 |
| JONATHAN PETERSON | AVP OF IT AD | 45.00 |
Highest
|
$147,998 | $21,004 | $169,002 |
| ROBERT BURKE | DIRECTOR | 5.00 |
Director
|
$0 | $0 | $0 |
| DEBORAH COLLINS | TREASURER | 5.00 |
Director
|
$0 | $0 | $0 |
| STEPHEN HOELTKE | DIRECTOR | 5.00 |
Officer
Director
|
$0 | $0 | $0 |
| KAREN JOHNSON | DIRECTOR | 5.00 |
Director
|
$0 | $0 | $0 |
| LINDA SHORT | SECRETARY | 5.00 |
Director
|
$0 | $0 | $0 |
| DANIEL TATRO | VICE CHAIRMA | 5.00 |
Director
|
$0 | $0 | $0 |
| MARK ZICKEFOOSE | 1ST CHAIRMAN | 5.00 |
Director
|
$0 | $0 | $0 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | $33,176,746 | $33,837,460 | $659,248,205 | $-660,714 |
| 2024 | $36,815,869 | $33,025,125 | $685,975,667 | $3,790,744 |
| 2023 | $31,327,804 | $28,712,884 | $670,264,151 | $2,614,920 |
| 2022 | $24,146,976 | $20,369,837 | $687,612,427 | $3,777,139 |
| 2021 | $22,918,572 | $20,852,595 | $694,415,445 | $2,065,977 |
| 2020 | $25,976,857 | $23,698,386 | $623,371,735 | $2,278,471 |
| 2019 | $27,530,703 | $24,750,028 | $553,070,987 | $2,780,675 |
| 2018 | $27,874,314 | $27,739,674 | $551,216,747 | $134,640 |
Compare INSIGHT CREDIT UNION with other nonprofits in Florida and across the country.