GREATER NAPLES CHAMBER OF COMMERCE INC (EIN 590688292) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1930

Legal Domicile

Principal Officer

KRISTINA PARK

Phone

2392626376

Tax Period

2024-06-01 to 2025-05-31

GREATER NAPLES CHAMBER OF COMMERCE INC, founded in 1930, is a community nonprofit that reported $2.0M in total revenue in fiscal year 2024. Revenue surged 34% from the prior year, signaling strong growth momentum. Expenses of $1.8M left a modest 11% surplus.

Mission

TO HELP MAKE NAPLES THE BEST PLACE IN AMERICA TO WORK AND LIVE." THE GREATER NAPLES CHAMBER OF COMMERCE (THE CHAMBER) IS A NON-PROFIT ORGANIZATION PROVIDING SERVICES TO OUR MEMBERS AND OUR COMMUNITY. WE STRIVE TO FULFILL THE NEEDS OF OUR VISION, STAFF, AND MEMBERS IN THE PUBLIC EYE. WE ARE DEDICATED TO PROVIDING PROGRAMS, SERVICES, EVENTS, AND NETWORKING FOR OUR BUSINESS LEADERS TO ENSURE A UNITED COMMUNITY. WE PRIDE OURSELVES ON OUR ATTENTION TO OUR MEMBERS AND TO ACCOMODATING THEIR NEEDS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $1,781,975

Investment Income $2,485

Other Revenue $217,252

TOTAL REVENUE $2,001,712

Expense Breakdown

Grants Paid $0

Salaries & Benefits $1,117,023

Fundraising Expenses $0

Other Expenses $657,762

TOTAL EXPENSES $1,774,785

Year-over-Year Comparison

	2024	2023	Change
Revenue	$2,001,712	$1,494,461	+0.3%
Expenses	$1,774,785	$1,642,077	+0.1%
Net Income	$226,927	$-147,616	-2.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$205,600

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ADAM RYZENMAN	DIRECTOR	1.00	Director	$0	$0	$0
AMY PATTERSON	EX-OFFICIO	1.00	Director	$0	$0	$0
ANDREW HILL	TREASURER	1.00	Officer Director	$0	$0	$0
MARGARITA PAZMINO	DIRECTOR	1.00	Director	$0	$0	$0
AYSEGUL TIMUR	EX-OFFICIO	1.00	Director	$0	$0	$0
BILL BARKER	EX-OFFICIO	1.00	Director	$0	$0	$0
BILL GASTON	DIRECTOR	1.00	Director	$0	$0	$0
BLAKE GABLE	CHAIR	1.00	Officer Director	$0	$0	$0
BRETT DIAMOND	DIRECTOR	1.00	Director	$0	$0	$0
JAN KANTOR	DIRECTOR	1.00	Director	$0	$0	$0
BUDDY HORNBECK III	DIRECTOR	1.00	Director	$0	$0	$0
CARLO FASSI	DIRECTOR	1.00	Director	$0	$0	$0
CEE CEE MARINELLI	DIRECTOR	1.00	Director	$0	$0	$0
CHRIS SIMONEAU	DIRECTOR	1.00	Director	$0	$0	$0
CHRIS VERNON	DIRECTOR	1.00	Director	$0	$0	$0
CLARK HILL	DIRECTOR	1.00	Director	$0	$0	$0
CLAUDINE LEGER-WETZEL	DIRECTOR	1.00	Director	$0	$0	$0
DAVID GORDLEY	TREASURER	1.00	Officer Director	$0	$0	$0
DEANNA WALLIN	DIRECTOR	1.00	Director	$0	$0	$0
DERRICK AYERS	TREASURER	1.00	Officer Director	$0	$0	$0
DUDLEY GOODLETTE	EX-OFFICIO	1.00	Director	$0	$0	$0
EILEEN CONNOLLY-KEESLER	DIRECTOR	1.00	Director	$0	$0	$0
ELOY RICARDO	EX-OFFICIO	1.00	Director	$0	$0	$0
GARRETT RICHTER	HONORARY DIRECTOR	1.00	Director	$0	$0	$0
HECTOR SANCHEZ	DIRECTOR	1.00	Director	$0	$0	$0
JAMIE ULMER	DIRECTOR	1.00	Director	$0	$0	$0
JASON KORN	INCOMING CHAIR	1.00	Officer Director	$0	$0	$0
COREY CARLSON	DIRECTOR	1.00	Director	$0	$0	$0
JEANNE SEEWALD	SECRETARY	1.00	Officer Director	$0	$0	$0
JENNIFER JOHNSON	DIRECTOR	1.00	Director	$0	$0	$0
JOHN SCMIEDING	DIRECTOR	1.00	Director	$0	$0	$0
JULIE SCHMELZLE	IMMEDIATE PAST CHAIR	1.00	Officer Director	$0	$0	$0
KEVIN RAMBOSK	EX-OFFICIO	1.00	Director	$0	$0	$0
KRISTEN COURY	DIRECTOR	1.00	Director	$0	$0	$0
LESLIE RICCIARDELLI	EX-OFFICIO	1.00	Director	$0	$0	$0
LISA VAN DIEN	DIRECTOR	1.00	Director	$0	$0	$0
MARY BETH GEIER	DIRECTOR	1.00	Director	$0	$0	$0
MARY MORTON	DIRECTOR	1.00	Director	$0	$0	$0
MATTHEW MORINELLO	DIRECTOR	1.00	Director	$0	$0	$0
MATTHEW ZWACK	DIRECTOR	1.00	Director	$0	$0	$0
MICHAEL MOORE	DIRECTOR	1.00	Director	$0	$0	$0
MICHAEL WYNN	EX-OFFICIO	1.00	Director	$0	$0	$0
MICHELLE BORDERS	DIRECTOR	1.00	Director	$0	$0	$0
PATRICK O'CONNOR	DIRECTOR	1.00	Director	$0	$0	$0
PAUL HILTZ	DIRECTOR	1.00	Director	$0	$0	$0
RANDY SMITH	DIRECTOR	1.00	Director	$0	$0	$0
RUSSELL BUDD	EX-OFFICIO	1.00	Director	$0	$0	$0
SCOTT BURGESS	DIRECTOR	1.00	Director	$0	$0	$0
TED BILL	DIRECTOR	1.00	Director	$0	$0	$0
TIMOTHY REITER	DIRECTOR	1.00	Director	$0	$0	$0
VICKI TRACY	DIRECTOR	1.00	Director	$0	$0	$0
COTRENIA HOOD	DIRECTOR	1.00	Director	$0	$0	$0
JANET POGAR	DIRECTOR	1.00	Director	$0	$0	$0
PAUL SELVIDIO	DIRECTOR	1.00	Director	$0	$0	$0
KEVIN YOUNG	CFO	30.00	Officer	$0	$0	$0
KRISTINA PARK	PRESIDENT/CEO	15.00	Officer	$205,600	$0	$205,600

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$2,001,712	$1,774,785	$1,548,134	$226,927
2024	$1,494,461	$1,642,077	$1,102,504	$-147,616
2023	$1,471,954	$1,346,685	$1,647,290	$125,269
2022	$1,620,954	$1,401,981	$1,549,176	$218,973
2021	$1,321,119	$1,288,451	$1,570,990	$32,668
2020	$1,378,054	$1,354,492	$1,408,036	$23,562
2019	$1,488,631	$1,479,633	$1,516,198	$8,998

GREATER NAPLES CHAMBER OF COMMERCE INC