MIAMI, FL
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)STATE CHARTERED CREDIT UNIONS IN FLORIDA UNIVERSITY CREDIT UNION, founded in 1947, is a community nonprofit that reported $10.0M in total revenue in fiscal year 2024. Expenses of $9.1M left a modest 9% surplus.
TO BE THE FINANCIAL INSTITUTION OF CHOICE IN THE COMMUNITIES WE SERVE WHILE EXPANDING OUR FIELD OF MEMBERSHIP AND GROWING OUR MEMBER BASE.
INCOME FROM CREDIT UNION MEMBERSHIP AND FROM INVESTMENT OF MEMBERS' FUNDS PROVIDE THE FOUNDATION FROM WHICH THE CREDIT UNION CAN FUNCTION AND PROVIDE SERVICES TO ITS RESTRICTED MEMBERSHIP. THE...
INCOME FROM CREDIT UNION MEMBERSHIP AND FROM INVESTMENT OF MEMBERS' FUNDS PROVIDE THE FOUNDATION FROM WHICH THE CREDIT UNION CAN FUNCTION AND PROVIDE SERVICES TO ITS RESTRICTED MEMBERSHIP. THE ORGANIZATION HAD 15,331 MEMBERS DURING 2024.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2024 | 2023 | Change | |
|---|---|---|---|
| Revenue | $9,990,658 | $9,626,124 | +0.0% |
| Expenses | $9,118,413 | $8,608,806 | +0.1% |
| Net Income | $872,245 | $1,017,318 | -0.1% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| SCOTT INGOLD | BOARD CHAIRMAN | 5.00 |
Officer
Director
|
$0 | $0 | $0 |
| BENJAMIN SALZ | VICE CHAIR | 5.00 |
Officer
Director
|
$0 | $0 | $0 |
| HUMBERTO SPEZIANI | TREASURER | 5.00 |
Officer
Director
|
$0 | $0 | $0 |
| REMBERTO SANCHEZ | SECRETARY | 5.00 |
Officer
Director
|
$0 | $0 | $0 |
| ROBERT BURNS | BOARD MEMBER | 5.00 |
Director
|
$0 | $0 | $0 |
| THOMAS SANTORO | BOARD MEMBER | 5.00 |
Director
|
$0 | $0 | $0 |
| ALEX COLLINS | BOARD MEMBER | 5.00 |
Director
|
$0 | $0 | $0 |
| NICOE ARZA | BOARD MEMBER | 5.00 |
Director
|
$0 | $0 | $0 |
| ALBERT E ROSE | PRESIDENT/CEO | 40.00 |
Officer
|
$519,563 | $33,366 | $552,929 |
| ERIC J HOSKINS | EVP/CIO | 40.00 |
Officer
|
$171,091 | $12,795 | $183,886 |
| RICCARDO FRANCOIS | AVP LENDING | 40.00 |
Key Emp
|
$206,656 | $10,056 | $216,712 |
| JOHAN MOLINA | AVP ACCOUNTING | 40.00 |
Highest
|
$108,900 | $11,285 | $120,185 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2024 | $9,990,658 | $9,118,413 | $238,682,530 | $872,245 |
| 2023 | $9,626,124 | $8,608,806 | $255,503,563 | $1,017,318 |
| 2022 | $8,027,074 | $7,256,462 | $261,583,999 | $770,612 |
| 2021 | $7,623,548 | $6,728,018 | $259,434,807 | $895,530 |
| 2020 | $7,581,620 | $7,356,576 | $244,482,232 | $225,044 |
| 2019 | $8,331,691 | $7,264,185 | $209,679,627 | $1,067,506 |
| 2018 | $8,047,302 | $7,067,061 | $207,089,083 | $980,241 |
Compare STATE CHARTERED CREDIT UNIONS IN FLORIDA UNIVERSITY CREDIT UNION with other nonprofits in Florida and across the country.